Are All Plan G Medicare Supplements The Same
There are 10 Medigap plans A, B, C, D, F, G, K, L, M, and N. Each of these Medicare Supplement plans is standardized and must provide the same coverage to every beneficiary. However, companies that sell them can set their own premium pricing for each of the insurance plans.
Plan G Florida Blue Medicare Supplement offers the same coverage as other Plan G policies do. Some companies also offer a high deductible Plan G that provides the same coverage but has a higher deductible. In 2022, this annual out-of-pocket deductible for the Plan G high-deductible is $2,490.00. Enrollees must pay this amount along with the Medicare B deductible of $233.00.
Medicare Advantage Plans Including Silver Sneakers
There are many, manyMedicare Advantage plans affiliated with Silver Sneakers. Your options will depend on where you purchase your insurance. If you would like to see which insurance companies in your state include this plan, view theparticipating health plans here.
Its not uncommon to see both large and small insurance companies include this popular benefit. Large carriers like Aetna, Anthem Blue Cross & Blue Shield, Coventry, Gateway, Humana, United Healthcare and WellCare participate in most states.
Whats Included In The Silversneakers Program
SilverSneakers is much more than just a gym membership, although it does include all the perks of a basic membership at participating fitness and community centers. You can work out on weight machines, join a group fitness class, swim a few laps, and even relax in the sauna or hot tub .
Youre also not locked into one particular fitness center. Your membership works at 17,000 participating locations across the United States, any of which you can visit. If you prefer exercising outdoors, try one of the SilverSneakers FLEX classes offered at a local park. Use the SilverSneakers GO app to find class schedules and locations, and track your progress toward fitness goals.
When going to the gym isnt an option, you can stream live classes and workshops to your TV or use the library of on-demand videos to exercise on your own schedule.
If youre eligible for SilverSneakers, these benefits are free at all participating locations. Youll only pay out-of-pocket for things like a smoothie from the health bar or a massage after your workout if you desire those extras.
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Dust Off Your Silversneakers
Staying active isnt just about losing weight. Here are some of the ways older adults benefit by incorporating physical activity into their daily routines:
- It improves your strength, which helps you stay independent.
- It gives you an energy boost
- It improves your leg strength and balance, so youre less likely to fall and hurt yourself.
- It lifts your mood
- And, it can actually reduce your chances of developing conditions, like heart disease and diabetes.
You dont have to hit the gym to be active. But if going to the gym or an exercise class interests you, your Florida Blue Medicare Advantage plan has you covered. Did you know your Medicare Advantage plan includes membership in Silver Sneakers®? Through Silver Sneakers, you get access to 14,000 gyms and wellness centers all across the country all at no extra cost to you.
Here are some of the cool things SilverSneakers has to offer:
Unlimited gym access: With SilverSneakers, you dont need a private gym membership you already have it! And the cool thing is you can try different gyms whenever you want. Depending on whats available where you live, you will get access to YMCAs as well as Planet Fitness, LA Fitness and Curves locations.
Silver Sneakers classes: SilverSneakers also offers its own fitness classes for people of all fitness levels at local fitness centers, too. The great thing about taking a class is you get a dose of fitness while making new friends, too. Some of these classes include:
How to Get Started
How Will Silver Sneakers Work At Youfit And Planet Fitness Gyms
Damon Bishop, a regional director with Youfit in Sarasota County, said the gym has received an uptick of inquiries in the past 60 days from seniors who mentioned the YMCAs plans to end its affiliation with Silver Sneakers.
Bishop said that, even as the company goes through a rebranding on Oct. 25, it will continue to honor Silver Sneakers.
As long as you have Silver Sneakers and you are eligible under the Silver Sneakers program, youre eligible to attend classes, Bishop said.
For insurance reasons, participants are technically enrolled as Youfit members but thats at no additional cost to the senior.
A Youfit national spokeswoman confirmed that practice would continue elsewhere.
Since Planet Fitness locations are owned locally and operated by franchisees, participation in Silver Sneakers is decided locally, Planet Fitness spokeswoman Becky Zirlen said via email.
The south Sarasota location nearest the YMCA off of Center Road participates in the Silver Sneakers program for both Planet Fitness membership types the $10 a month Classic Card a $22.99 a month Black Card membership.
Silver Sneakers members who belong to the South Sarasota location and have the Classic Card receive 100% of their membership and annual fee covered.
For those with a Black Card membership, Silver Sneakers covers $10 a month of the $22.99 a month membership fee and the member is responsible for the balance and the Annual Fee.
But Powell said he was upset by the pending change.
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Locations From Coast To Coast
You can choose from more than 10,000 participating fitness locations nationwide.
There are no restrictions on which locations you can use and how often you choose to go.
Privileges include the same amenities, programs and services available to those with a basic membership and additional services may be available for purchase.
Find a participating location near you here.
You can also enroll by phone by calling , Monday through Friday, 8 a.m. 8 p.m., Eastern Time.
Silver Sneakers Vs Active And Fit Direct Program
When it comes to fitness programs, beneficiaries have plenty of options. SilverSneakers and Active & Fit Direct are both fitness programs that accommodate seniors.
The SilverSneakers program allows beneficiaries to have free access to gyms nationwide.
Members may have access to full use of gym equipment and benefits, including weights, cardio machines, saunas, pools, and hot tubs.
SilverSneakers offers fitness classes such as yoga, cardio-fit, circuit training, and water aerobics.
The Active and Fit program allows members to choose from over 9,000 facilities across the nation.
The program offers an online directory map and locator for fitness facilities. Also, you can switch fitness centers to make sure you find the right fit.
The Active& Fit Direct Program also offers online wellness tracking, which comes from a variety of wearable fitness devices. However, the program is only for individual or employer group members.
Active& Fit Direct continues to expand its growing network to meet the clients needs. This year there was an addition over 1200 facilities, including large chains, independent and local gyms.
Members can search the online directory for some of the nations finest fitness centers in their area.
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Where Can You Find Insurance Programs That Include Silversneakers
Programs offered under Medicare Advantage and Medicare Supplement Plans typically include the SilverSneakers Program. These plans have a wide range of benefits available at different price points. To search for a Medicare Advantage or Supplement Plan that offers this benefit, the SilverSneakers program developed a search tool with all the insurance programs that offer their service. The search tool can be found on the SilverSneakers website.
Why Take Advantage Of The Program
SilverSneakers is designed to help older adults stay physically fit and socially active. Membership provides access to more than 16,000 participating locations nationwide, including gyms, wellness centers and YMCAs.
You can visit the SilverSneakers official website to find a participating location near you.
SilverSneakers locations offer fitness classes targeted towards aging adults, including:
- Senior sports teams or recreational leagues
- Outdoor exercise activities
- And more
In addition, the Silver Steps program provides seniors who live in more rural areas access to personalized workout programs they can do from home and an online component to help keep members connected and motivated to stay healthy.
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Does Medicare Cover Gym Membership
For older adults who have Medicare instead of or in addition to Medicaid, gym membership may be available through that plan. Although Original Medicare doesnt cover fitness center membership, some Medicare Advantage plans may offer gym membership as part of their plan benefits.
Medicare Advantage, also known as Part C, is provided by private health insurance companies that cover all the benefits offered by Original Medicare and can offer extra benefits to clients. Many include gym membership as part of these extras.
Medicare Advantage plans generally reimburse memberships up to a certain amount of money. This may cover the full amount of a membership, or there may be a gap. Some companies only cover a certain percentage of the costs, so make sure to check your plan carefully. Plans marketed to members of senior organizations, such as Medicare Advantage plans offered by AARP, often include these types of incentives to encourage seniors to stay active.
How Do You Get A Membership
SilverSneakers list of participating health plans changes over time. For example, the parent company, Tivity Health, Inc., dropped some plans around 2016 while it redefined its mission and restructured. In 2020, eight new health plans will offer SilverSneakers.
If you have a preferred gym or fitness studio, ask if they partner with SilverSneakers. You can also check with your plan provider or the SilverSneakers website.
Look for access within your Medicare Advantage plan. The best time to do so is when you enroll in a new plan or review an existing one during the annual open enrollment period between October 15 and December 7. You can also make SilverSneakers one of the criteria for selecting your Medicare Supplement plan.
Check here for Medicare plans in your state that include SilverSneakers.
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Is Florida Blue Accepted In Other States
Yes, if you have one of the Florida Blue Medicare Supplement health plans, you can go anywhere in the United States. Your medical expenses are covered by your Medigap plan if you get your outpatient services from a provider that accepts Medicare.
If you get one of the Florida Blue Medicare Advantage plans that are available, you have two options:
Blue Cross Blue Shield Gym Reimbursement: Complete Guide
I may receive a commission for purchases made through product links on this page, but I always stand by my opinions and endorsements!
A lot of health insurance carriers will reimburse you for all kinds of things related to taking better care of yourself.
Sometimes, that includes your gym membership!
Programs like this arent always advertised super clearly, and theyre not always easy to redeem or cash in on, but they do exist!
In this guide, Ill walk you through everything you need to know about Blue Cross Blue Shield gym and fitness reimbursement.
Blue Cross Blue Shield does reimburse some members for their gym membership and some group fitness classes like yoga, pilates, spin, and more. The total reimbursement amount can be up to $150-200 per year.
However, the reimbursement only applies to certain Blue Cross companies and plans, so youll need to log into your Blue Cross account or call a representative to see for sure whether youre eligible.
Lets take a look at some more details of the program.
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Find Silver Sneakers List Of Gyms Near Me
It is easy to get involved in a program in your area. The program has locations available at over 14,000 fitness centers throughout the country, making it possible to choose from several gym locations.
Locate a fitness center near you by visiting the main website and entering your zip code in the Find Silver Sneakers Location app on the homepage.
With so many locations across the country, its easy to find Silver Sneakers gyms near me. There is a gym for everyone with everything from small, privately owned local gyms to some of the major national brand name gyms.
A list of some of the bigger fitness centers includes:
|YMCA Silver Sneakers|
Medicare Advantage Plans May Cover Silversneakers
SilverSneakers is considered a basic fitness service and Original Medicare, Part A and Part B, does not cover this benefit. However, Medicare Advantage plans, also known as Medicare Part C, may provide this benefit. To see if your current Medicare Advantage plan includes the SilverSneakers program, contact your health plan directly, or visit the SilverSneakers online health plan finder to check.
If you are looking to enroll into a Medicare Advantage plan with SilverSneakers coverage, take a look at our eHealthMedicare plan comparison tool on this page. The tool lets you review a list of Medicare Advantage plans available in your service area and explore your Medicare plan options.
Coverage of the SilverSneakers program will vary by Medicare Advantage plan, and availability may depend on location. Many Medicare Advantage plans cover this benefit at no additional cost, while others cover it as an optional rider. If youre currently enrolled in a Medicare Advantage plan, you may want to contact your plans Customer Service to find out if the plan includes the SilverSneakers benefit.
Some employer or union sponsored group retirement plans may cover this benefit as well. If you are enrolled in a group retirement plan and you are uncertain whether SilverSneakers is included in your benefits, you may want to contact the plan administrator.
Find Plans in your area instantly!
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Can I Enroll In Silver Sneakers If I Have Original Medicare
Silver Sneakers is a benefit available only to seniors enrolled in participating Medicare Advantage plans.
If you are currently enrolled in Original Medicare and want a Silver Sneakers membership, you may want to wait for the Medicare Annual Election Period and see what Medicare Advantage plans are available in your area. Read more about enrolling in a Medicare Advantage plan. Remember, you must continue to pay your regular Part B premium every month, even if you enroll in a Medicare Advantage plan.
Not all Medicare Advantage plans offer additional benefits such as Silver Sneakers. Most Medicare Advantage plans include Medicare Part D coverage for prescription drugs.
Want to know which Medicare Advantage plans in your area offer Silver Sneakers memberships? You can find out right now. Just enter your zip code in the box on this page to display a list of local plans, and look at the benefits each of them offers.
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Veterans Benefits And Silversneakers
Veterans Affairs may offer the program in specific locations, but its best to check with your local VA office to obtain an up-to-date list of local gyms that offer classes.
You can use the Advantage plan to cover dental, vision, and fitness. Or, find a supplement that has an option to add Active and Fit benefits.
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Silver Sneakers Near Me Florida
Silver Sneakers Fitness program is an award-winning wellness program, that facilitates an active and independent lifestyle for senior citizens. The program provides a premium level of guidance and resources to maintain physical activity, a health lifestyle and social connection with other Floridians.
Below is a list of Silver Sneakers Fitness Locations in the state of Florida.
Continue reading to learn more about the senior wellness and fitness program and locate all the Silver Sneakers near me nationwide.
You can also find locations at: Silver Sneakers Gorgia, Silver Sneakers New York, Silver Sneakers Ohio.
A few important things to note: The Silver Sneakers locations below are co-ed unless it is specified as a womens only fitness center. For new members, you will need to have your 16 digit ID number available to enroll at the locations noted with a double asterisk.
Does Medicaid Cover Gym Membership
Medicaid coverage is different from state to state, so whether gym membership is provided will depend on where you live.
According to federal guidelines, a gym membership isnt a benefit that must be provided by Medicaid, and in most states, its not included. However, some states received federal grant money in the 2010s to test using incentives to improve health outcomes. In these states, Medicaid often used gym memberships as part of weight loss initiatives. Other states may partner with YMCA/YWCA or other community organizations to run health programs.
Your states Medicaid office will be able to tell you more.
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Which Parts Of Medicare Cover Silversneakers
Original Medicare does not cover gym memberships or fitness programs. Since SilverSneakers falls under this category, original Medicare doesnt cover it.
However, gym memberships and fitness programs, including SilverSneakers, are often covered as an additional benefit in Medicare Part C plans.
Private insurance companies approved by Medicare offer these plans.
Part C plans include the benefits covered by Parts A and B. They also typically have additional benefits like dental, vision, and prescription drug coverage.
Some Medigap policies will also cover gym memberships and fitness programs. Like Part C plans, private insurance companies offer Medigap plans. Medigap plans help to cover costs that original Medicare doesnt.
SilverSneakers members have access to the included benefits free of charge. Youll have to pay for anything that isnt covered in the SilverSneakers program.
If youre unsure about whats included at a specific gym, be sure to ask.
Additionally, its important to note that the specific amenities and classes available to you can vary by gym. You may have to search for a participating gym that meets your specific fitness needs.
SilverSneakers is a fitness program specifically geared toward older adults. It includes:
- access to gym facilities