Common Medicare Advantage Plans That Include Silver Sneakers Eligibility
Many of the top Medicare Advantage plans participate in the Silver Sneakers programs.
Below is a list of the most common, youll just need to confirm that each of the regional plans within these carriers also offers Silver Sneakers.
- Silver Sneakers AARP Plans
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Cant Get To The Gym No Problem
Silver Steps is a program for seniors and other members who live 15 miles or further from a gym. It is a personalized workout program that includes a kit with how-to DVDs, resistance belts, and an exercise video. So you wont be left out if you live in a rural area. Silver Sneakers also offers an online component to help with nutrition, streaming exercises, and a forum to talk to other members.
What Insurance Plans Include The Silversneakers Fitness Program
SilverSneakers is a popular fitness program offered through select Medicare plans to adults ages 65 or older. Members get access to exercise classes and events held at their local gyms or fitness facilities.
Members can also participate from home using the programs on-demand video library.
The program is not covered by all parts of Medicare, and not every private insurance provider offers it as a benefit. In this guide, we will outline which providers include it in their coverage, what parts of Medicare cover it, program eligibility and more.
Several large health insurance companies provide SilverSneakers membership at no cost to enrollees.
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How Much Does An Aetna Silversneakers Membership Cost
The SilverSneakers benefit comes at no additional cost to your overall Aetna Medicare Advantage plan premium. Aetna Medicare plans will vary in cost from one location to another, and some plans may come with a $0 premium.
There is no deductible or copayment tied to the SilverSneakers benefit, so it does not cost you anything to utilize it.
Does Aetna Medicare Cover Silversneakers
The SilverSneakers program is a benefit for people enrolled in some Aetna Medicare Advantage plans. If you want to lose weight, get in shape, or just try new ways to exercise and make friends, you might enjoy having a SilverSneakers membership. Want to know more about SilverSneakers and Aetnas Medicare Advantage plans? Read on for some answers to questions you may have.
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Medicare Part B Covers Physical And Occupational Therapy
Medicare Part B helps pay for physical and occupational therapy deemed medically necessary by your doctor. He or she must prescribe and regularly review the therapy, which must be provided by a Medicare-certified therapist on an outpatient basis.
Part B pays 80 percent of the Medicare-approved amount, leaving you responsible for the remaining 20 percent. In addition, the Part B deductible applies. All Part B beneficiaries are covered assuming the services are medically reasonable and necessary.
Always talk to your provider to determine your costs as well as why they recommended the services. Medicare doesnt cover a cost just because your doctor recommended it. The service must be deemed medically necessary.
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Find Silver Sneakers Gym Locations Near Me
Posted: Jul 22, 2021 · The program has locations available at over 14,000 fitness centers throughout the country, making it possible to choose from several gym locations. Locate a fitness center near you by visiting the main website and entering your zip code in the Find Silver Sneakers Location app on the homepage.
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Why Take Advantage Of Silver Sneakers
The Silver Sneakers program has both physical and emotional effects. You can lower cholesterol, blood pressure, lessen the side effects of diabetes, and have more energy just by walking 30 minutes a day. Working out can improve mental health by lowering depression and loneliness while meeting new people.
According to Pychs Central, researchers at the University of Chicago have found: the impact of loneliness on premature death is nearly as strong as the impact of disadvantaged socioeconomic status, which they found increases the chances of dying early by 19%
When Can I Enroll In A Medicare Advantage Or Medicare Supplement Plan
The Annual Enrollment Period is from October 15 December 7, which is the time of year many Medicare beneficiaries can enroll in new plans or make changes to existing ones.
Some members qualify for a Special Enrollment Period . Depending on your eligibility, you may have a lifelong SEP, which allows you to make one change per quarter for the first three quarters of the year instead of only during AEP. Some people may only be eligible for a temporary SEP due to a life change, like moving to a new service area.
If you have just become eligible for Medicare for the first time, you can enroll in Medicare Advantage during your Initial Enrollment Period .
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Which Insurance Plans Include Silver Sneakers
If you are looking forward to starting a steady, exciting, and rewarding exercise program, Silver Sneakers may be a suitable option for you. Getting active and setting up an exercise regime is important to keeping good health and leading a well-balanced lifestyle. Some insurance plans even offer coverage for the Silver Sneakers program. If youre wondering how to enjoy the benefits of the extensive program and what your insurance offers, keep reading.
Benefits Of Silver Sneakers
Social interaction and physical activity becomes more important the older you get. SilverSneakers makes this their goal when providing their services. Seniors will have a safe place to interact and exercise with other seniors.
Social interactions can have a major impact on well-being, especially for seniors. The older you get, the harder it is to get out and socially interact. SilverSneakers promotes this social interaction. In addition to workout classes, gatherings are held for members who want to get together and relax. Socializing is a major way to fight depression, which can be an issue for seniors. Mental and physical well-being go hand-in-hand, which is a major goal for SilverSneakers.
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What If My Plan Doesnt Include Silversneakers
Its in everyones best interests for insurance plans to offer fitness benefits. According to the National Institutes of Health, exercise protects against heart disease, stroke, diabetes, and can even help prevent some forms of cancer. It also improves mental health and contributes to a better quality of life. For these reasons, its not surprising that a Centers for Disease Control and Prevention study showed almost one-half of all U.S. workplaces include fitness benefits in their health plans.
SilverSneakers is a subsidiary of Tivity Health, the company behind Nutrisystem, Prime Fitness, and Wisely Well brands. Although its the largest company offering Medicare fitness programs, it competes against programs such as Active & Fit Direct and Silver & Fit.
Insurers that want to offer fitness benefits choose the program that makes the most sense for their members. Some insurance companies develop their own fitness networks. For instance, UnitedHealthcare recently scaled back its participation in SilverSneakers in favor of Renew Active, a new fitness program created exclusively for UHC Medicare Advantage members.
If your Medicare plan doesnt offer SilverSneakers, it may offer one of the other fitness programs. You may even get fitness benefits with your life insurance policy: For example, John Hancocks Vitality Program rewards policyholders who participate in an active lifestyle.
Does Medicare Supplement Plan G Cover Gym Memberships
Staying in shape is important at any age, but its especially important when you start to age. One easy way to accomplish this is to go to the gym. But this can get expensive, especially if you dont use it a lot. Does Original Medicare or Medigap coverage include gym memberships? Well reveal the answer below.
Does Original Medicare Cover Gym Memberships?
Unfortunately, gym memberships are not on the list of covered expenses under Original Medicare. It wont cover fitness program fees or gym memberships. This means you pay 100% of the costs associated with it if you plan to get a gym or fitness program membership. However, you may be able to get help with some of the costs if you have a specific Medicare Supplement policy.
How Medicare May Cover Gym Memberships
Plan G may cover certain gym memberships, but Plan G plans have been scaling back on covering gym memberships due to lack of use.
However, people who have enrolled in Medicare Advantage plans can have access to gym membership coverage under a specific program. To date, United Healthcare, Humana, Anthem Blue Cross and Blue Shield, Aetna, Gateway, Coventry, and WellCare all participate in a senior-specific gym membership program called Silver Sneakers in most states. United Healthcare is scaling back their coverage in certain states due to non-use, but its still available in some places.
The SilverSneakers Program
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Why Do Medicare Plans Offer A Silversneakers Benefit
Many insurance companies have started offering unique benefits and incentives to those who are working to improve their health through fitness and diet.
For example, the Attain by Aetna program is built around customizing your activity goals, such as how many steps you take or how many laps you swim. The weekly challenges are issued through the Apple Watch, and the points you earn by completing the challenges can be used to actually pay for said Apple Watch.
You also have life insurance companies like John Hancock, who have put together a âVitality Program,â which gives policyholders the chance to reduce premiums by up to 15% for living a healthy life. You can earn rewards like Amazon discounts, an Apple Watch, a Fitbit device, and even a Vitality Healthy Food benefit with up to $600 in annual savings on healthy food purchases.
Many insurance companies recognize the value of encouraging their policyholders to stay on top of their health. The SilverSneakersÂ® program is just one more way for insurance companies to help their members stay healthy for longer.
Healthier members mean lower medical bills, which ultimately saves the insurance company money in the long run. Thatâs the idea, anyway.
Their program has also had a âsignificant impactâ on social isolation and loneliness.
Best of all, SilverSneakersÂ® reports that group exercise class attendees have $2,144 lower average healthcare costs than matched non-enrollees after only a single year in the program .
How Can I Find A Silver Sneakers Near Me
Finding a Medicare Silver Sneakers gym near you is extremely simple using the following process.
Step 1: The easiest way to find silver sneakers near me if to go to the Silver Sneakers website and open its location search page.
Step 2: Enter your state, city, ZIP code or full address
Step 3: Choose the Medicare Silver Sneakers location of your choice
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Aetna 2022 Medicare Plans Feature More Benefits Lower Member Costs And Greater Affordability
84 percent of Medicare beneficiaries can choose a $0 premium Aetna Medicare Advantage plan
HARTFORD,Conn., October 1, 2021 Aetna®, a CVS Health® company , announced its 2022 Medicare offerings, featuring expanded benefits focused on a holistic approach to health and new Medicare Advantage plan options, including Dual Eligible Special Needs Plans and Aetna Medicare Eagle® plans designed especially for Veterans in additional states.
A pioneer in the Medicare industry, Aetna has served Medicare beneficiaries since 1966, when it paid the nation’s first Medicare claim. Aetna now serves nearly 9.8 million Medicare members nationwide, as of .
“The pandemic continues to disrupt so many aspects of our lives, including our health and well-being,” said Christopher Ciano, president of Aetna Medicare. “While we’re still focused on protecting our members from COVID-19, we also want to help improve their overall physical and mental health. That’s why we expanded our Aetna Medicare Solutions portfolio of products to include more benefits designed to make care more affordable, accessible and convenient. As part of the CVS Health family, Aetna helps provide access to the coverage and care you need from trusted health care professionals, when and where you need it, for maximum peace of mind.”
How Does The Silversneakers Program Work
Once enrolled in a qualifying health plan, you can join the SilverSneakers program by visiting the SilverSneakers website.
Youll then have access to more than 17,000 fitness centers nationwide and over 70 different types of exercise classes. Participating locations provide exercise activities specially designed for seniors. Youll also get a variety of discounts on health-related services that may range from physical therapy and massage to health products and essential oils.
If a gym just isnt your thing, SilverSneakers also offers a program called FLEX where they offer fitness classes and health-related activities in locations such as parks, community centers or churches. You can get out, get moving, and meet other like-minded seniors without going to a fitness center.
The cost of SilverSneakers is included in your Medicare plan, so there is no extra charge for you, no matter how many fitness centers or exercise classes you attend.
In addition, youll have access to an on-demand video library of fitness classes designed specifically for seniors that you can use anytime anywhere.
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How Does The Silver And Fit Program Work
Online Healthy Aging resources: Silver and Fit gives you access to an online catalog of Healthy Aging materials containing health and well-being resources. Once enrolled, you can opt to receive the Healthy Aging materials via mail. Topics include meditation, staying active, and community involvement.
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Gym Memberships & Fitness Classes
Posted: Oct 01, 2021 · 1 Participating locations are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. 2 Membership includes SilverSneakers instructor-led group fitness classes. Some locations offer members additional classes.
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Some Medicare Supplement Plans Cover Silversneakers
If you are enrolled in Original Medicare , adding a Medicare Supplement Insurance plan that offers SilverSneakers as a benefit may help provide you with the coverage you are looking for.
Also known as Medigap, Medicare Supplement Insurance plans are privately sold insurance policies help cover some of Original Medicares out-of-pocket costs, including some deductibles, coinsurance and copayments.
To find Medigap plans in your area that help pay for the SilverSneakers program, speak with a licensed agent at .
Whats Included In An Aetna Silversneakers Membership
Each location offering a SilverSneakers class may have different amenities or program activities, but some of the things you may expect to find include:
- Classes that focus on senior health and flexibility like yoga or tai chi
- Group exercises
- Sports leagues exclusively for senior adults
- Health and nutrition education
- Social activities and events
- Access to things like weights and cardio equipment, hot tubs, saunas, swimming pools, basketball and racquetball courts and other available amenities
Some Aetna SilverSneakers memberships also include access to the FLEX program, which is a network of more unique fitness classes like line dancing, Latin-style dancing, walking groups and more.
An Aetna SilverSneakers membership will also grant you access to the SilverSneakers app so you can find participating locations and FLEX classes, track your progress, watch informational and instructional videos and more.
An Aetna SilverSneakers membership may even include a college discount program. Earn points for exercising and turn those points into college tuition money for a grandchild or other family member.
Unitedhealthcare Medicare Supplement Plans For 2022
UnitedHealthcare offers Plan N, which was designed for people who are willing to cover some of their medical expenses in exchange for a much lower premium.
Plan F is considered first-dollar coverage. This is because it will pay for all of your cost-sharing. All you have to pay is the monthly premium. This makes your medical expenses predictable knowing youll pay zero out of pocket when you use your benefits.
Plan G has been a favorite among agents and clients alike. The benefits are more comprehensive, as well as more affordable than Plan F in most states.
Plan G covers everything except the annual Part B deductible. If you find Plan G in your area that is cheaper than Plan F, then it may be in your best interest to enroll.
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Aetna Medicare Advantage Plans: Whats Included In A Silversneakers Membership
Members may be able to use any of more than 16,000 participating SilverSneakers facilities across the U.S., according to the SilverSneakers website. Depending on whats available at the gym you visit, you can swim, lift weights, take a group exercise class, or rock the treadmill. Any amenities available to regular gym members is typically available for SilverSneakers members, too, so you can soak in the whirlpool or ease your tired muscles in the sauna, if your gym has them. Of course, if you want extras such as a post-workout massage, youll generally have to pay separately.
Not every Medicare Advantage plan whether through Aetna, or a different private Medicare-approved insurance company offers SilverSneakers.
Renew Active Vs Silver Sneakers
Does it sometimes seem like Medicare and Insurance companies are trying to make things as complicated as they possibly can? Just when you think you have Medicare Advantage down, something else comes up! For example: Renew Active vs Silver Sneakers.
Not so very long ago, there was one main senior fitness program when you joined a Medicare Advantage Plan: SilverSneakers®. Then, in January 2019, one carrier dropped SilverSneakers and replaced it with Renew Active. Many people were concerned when this first happened. However, it now seems like Renew Active is a reasonable replacement.
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