Sunday, November 20, 2022

Don't Miss

Does Cigna Cover Silver Sneakers

Contact Us For Quotes Coverage & Enrollment

Silver Sneakers and Medicare – Is it covered by your Medicare Plan?

Hyers and Associates is an independent insurance agency specializing in Supplements, Advantage plans and Part D coverage. We help our clients compare and contrast all of their options. Well tell you which plans offer Silver Sneakers and discuss whether or not this value-added benefit puts one plan on top of another. Contact us today!

Does My Insurance Cover Gym Membership

In general, health insurance companies will not pay for your gym membership directly. However, they often may give you a limited amount of money towards the cost of it. The answer is they will often pay a little towards the cost of your membership.

Does Cigna offer discount on gym memberships?

All Cigna plans also come with access to Cigna programs, such as Cigna Health Rewards. It offers discounts to members on extras like gym memberships, hearing aids and exams, routine vision

Why Take Advantage Of Silver Sneakers

The Silver Sneakers program has both physical and emotional effects. You can lower cholesterol, blood pressure, lessen the side effects of diabetes, and have more energy just by walking 30 minutes a day. Working out can improve mental health by lowering depression and loneliness while meeting new people.

According to Pychs Central, researchers at the University of Chicago have found: the impact of loneliness on premature death is nearly as strong as the impact of disadvantaged socioeconomic status, which they found increases the chances of dying early by 19%

Also Check: What Are The Best Sneakers For Ankle Support

Whats Included In The Silversneakers Program

SilverSneakers is much more than just a gym membership, although it does include all the perks of a basic membership at participating fitness and community centers. You can work out on weight machines, join a group fitness class, swim a few laps, and even relax in the sauna or hot tub .

Youre also not locked into one particular fitness center. Your membership works at 17,000 participating locations across the United States, any of which you can visit. If you prefer exercising outdoors, try one of the SilverSneakers FLEX classes offered at a local park. Use the SilverSneakers GO app to find class schedules and locations, and track your progress toward fitness goals.

When going to the gym isnt an option, you can stream live classes and workshops to your TV or use the library of on-demand videos to exercise on your own schedule.

If youre eligible for SilverSneakers, these benefits are free at all participating locations. Youll only pay out-of-pocket for things like a smoothie from the health bar or a massage after your workout if you desire those extras.

Dont Miss: White Sneakers That Stay White

What Is The Silver Sneakers Program

Cigna Plan G Silver Sneakers

The Silver Sneakers program consists on a free or discounted gym membership for participating plan members. It is not available for direct purchase as your plan must offer it as an add-on benefit. Silver Sneakers works at private gyms such as Golds Gym or the YMCA. Gym participation in Silver Sneakers vary by county.

Alternative options to Silver Sneakers.

Recommended Reading: Givenchy Men’s Urban Street Leather Low Top Sneakers

Does Cigna Cover Weight Loss Programs

Cigna-HealthSpring PPO covers weight loss surgery. To qualify for coverage of weight loss surgery, your policy must include coverage. If your policy does include coverage, the requirements below will apply.

How do I get my money from Cigna?

Employees in the Cigna Medical Plan can earn up to $1,026. You can earn these incentive dollars by qualifying for the Tobacco Free incentive and participating in Healthy Life activities. If you have a spouse or partner enrolled, there is another $500 in rewards available if they complete their own personal plan.

Silver And Fit Locations

If you choose to enroll in this program, you will have access to over 11,000 Silver and Fit gyms and locations nationwide. These locations can include gyms, wellness centers, and YMCAs. Once you have your Silver & Fit® membership info, you can select a gym. Just be sure to call the gym and verify that they are participating in the Silver & Fit® program.

Weve put together a few quick lists based on where the majority of our audience lives. If your location isnt listed, go to silverandfit.com to find locations near you.

Have more questions specific to Silver & Fit®? The Silver and Fit phone number is 1-877-427-4788.

Also Check: Mens Size 14 Wide Sneakers

What Insurance Plans Offer Silversneakers

Before we list the specific insurance companies that include SilverSneakers coverage, its important to keep several things in mind:

  • The list of providers currently offering access to SilverSneakers changes every year.
  • This list below details the major carriers widely known in the United Statesyou may find other, lesser-known insurance companies that offer SilverSneakers.
  • Not all plans in all states or counties will have SilverSneakers, even if the insurance company is listed as offering the program. For this reason, you should always check the specifics of any plan youre interested in.

For 2021, the following alphabetical list comprises insurance companies that offer SilverSneakers as part of their plan benefits:

What Else Do Cigna Medicare Advantage Plans Include

Silver Sneakers program keeps seniors fit and active for free

While Silver& Fit is an attractive perk, its just one of many benefits included in Cigna Medicare Advantage plans. In addition to having all of the same coverage as Medicare Part A and Part B, a Cigna Medicare Advantage plan may also include:

  • Discounts or allowances for over-the-counter health products
  • Non-emergency medical transportation
  • Vision coverage that includes discounts on LASIK eye surgery
  • Hearing care and hearing aid coverage
  • Home-delivered meals

Medicare beneficiaries under the age of 65 may be able to enroll in a Medicare Advantage plan if any are available where you live.

Cigna offers Special Needs Plans in some arease, which are Medicare Advantage plans designed for people with certain disabilities or health conditions.

A licensed insurance agent can help you find a Cigna Medicare Advantage plan near you that includes a Silver& Fit membership. And if there are no Cigna plans in your area, an agent can help you find Medicare Advantage plans offered by other carriers that include Silver& Fit, SilverSneakers or other similar fitness benefits.

Read Also: How To Dress Up Sneakers

How To Enroll In The Silver& fit Program

Certain Medicare Advantage and Medicare Supplement plans include the Silver and Fit program as a benefit. Some people may also get access through a group retirement health plan.

Silver and Fit eligibility depends on two criteria:

  • You must be 65 or older.
  • You must be enrolled in Medicare.

If you meet the eligibility requirements, you just need to be enrolled in a Medicare Advantage or Medicare Supplement plan that includes the Silver and Fit fitness benefit. To find out if youre eligible, you can check with Silver and Fit.

Youll need to accept the Terms and Conditions, then enter your first name, last name, and birth date. If youre eligible for the Silver and Fit program, follow the steps to enroll online.

Who Is Eligible For Silversneakers

If youre a beneficiary under 65, you may qualify for an Advantage plan with SilverSneakers. There is NO age requirement!

The program requires the following:

  • Enrollment in a plan that includes a membership
  • If the gym membership costs an extra fee, you must pay the premium.

But, a plan must be available in your area. Some areas have a few options. While the program is helpful, its not suitable for everyone.

For example, those in Charleston, South Carolina might have more options than those in more rural areas.

If the company you want doesnt offer the program, call one us at the number above to find a solution.

Also Check: Adidas Lite Racer Rbn Boys Sneakers

Which Insurance Plans Include Silver Sneakers

If you are looking forward to starting a steady, exciting, and rewarding exercise program, Silver Sneakers may be a suitable option for you. Getting active and setting up an exercise regime is important to keeping good health and leading a well-balanced lifestyle. Some insurance plans even offer coverage for the Silver Sneakers program. If youre wondering how to enjoy the benefits of the extensive program and what your insurance offers, keep reading.

How Is Silver& Fit Similar To Silversneakers

Does Cigna Cover Braces &  Clear Aligners?

Silver& Fit is an online workout program that can be used at home or in the gym. Members have access to both live and archived workouts and classes taught by expert instructors on Facebook Live and YouTube. Live 30-minute classes are taught throughout the day Monday through Friday while additional classes are available in an on-demand library.

Classes include cardio, yoga, strength training, flexibility and balance, dance, Tai Chi, cycling and more. Home kits that include weights, resistance bands, mats and even a wearable fitness tracker are available to those wish to participate from the comfort of home.

Silver& Fit membership also grants you a basic membership to over 15,000 gyms and fitness centers nationwide. Silver& Fit members have access to any amenity included in a basic membership at each facility, such as pools, saunas or anything else covered by the respective membership level. A Silver& Fit mobile app allows members to stream live classes or on-demand workouts on a phone or tablet when working out at the gym.

Included in a Silver& Fit membership is a collection of lifestyle content, social clubs where members can connect with other members from their area, a rewards program for reaching workout goals and scheduled phone sessions with personal health coaches.

You May Like: Mens Slip On Dress Sneakers

Which Medicare Plans Include Silversneakers

Fitness is an essential part of staying healthy. Staying fit as you age will help ensure you are healthier longer and live a vibrant life.

When retiring, we transition to a paycheck to live off social security. Cutting costs become necessary, and gym memberships are one of the first things to go.

Thankfully some options are low or no cost, which allows you to maintain your physical health. Medicare beneficiaries may have access to fitness benefits through their Medicare plan.

Get Medicare Fitness Benefits Now

Its never too late to start exercising. Active lifestyles are important for maintaining your health and quality of life. Exercise can benefit older adults mentally and physically. Moderate exercise can help alleviate stress and potentially reduce feelings of depression. Plus, regular exercise may be able to improve mental function.

Participation in a Medicare fitness program can help improve your strength, balance, and endurance. Participating in a healthy lifestyle encourages independence. If you have any questions or are interested in exploring Medicare coverage, complete this form or call us at 844-431-1832.

This blog was originally published on 10/1/18 by Kelsey Davis was most recently updated on 11/13/19

You May Like: Louis Vuitton Shoes Sneakers Women’s

What Is Silver Sneakers

Silver Sneakers is a health and wellness program geared toward people who are 65 or older. Members can access the following:

  • Access to 15,000 gyms and participating fitness centers around the country
  • A community both online and in person
  • Exercise classes geared toward seniors and led by trained instructors
  • Online and a large on-demand video library of workouts

The program offers seniors a mix of activities that can be in and outside of the gym. Non-gym classes can be in locations such as parks, community centers, and churches with options including swimming, hiking, or yoga.

Silver Sneakers also offers a great tool to look up classes and participating locations throughout the United States. You are allowed to use any facility that contracts with Silver Sneakers without additional costs. For many seniors who opt to travel or are snowbirds, the class lookup can be an excellent resource for you to continue to be active even away from home.

Finally, Silver Sneakers offers member-only health seminars and other wellness events.

What Is Silver Sneakers & Why Should I Be Interested

Is Silver Sneakers Part of Medicare?

More than 60 health plans nationwide have partnered with Silver Sneakers to include this valuable benefit. Some of these include AARP Silver Sneakers , but they have discontinued this relationship in several states.

Many Medicare supplement and Medicare Advantage insurance plans include this benefit at no extra cost.

Recommended Reading: Best Sneakers For Big Feet

How Is Silver& fit Similar To Silversneakers

Silver& Fit is an online workout program that can be used at home or in the gym. Members have access to both live and archived workouts and classes taught by expert instructors on Facebook Live and YouTube. Live 30-minute classes are taught throughout the day Monday through Friday while additional classes are available in an on-demand library.

Classes include cardio, yoga, strength training, flexibility and balance, dance, Tai Chi, cycling and more. Home kits that include weights, resistance bands, mats and even a wearable fitness tracker are available to those wish to participate from the comfort of home.

Silver& Fit membership also grants you a basic membership to over 15,000 gyms and fitness centers nationwide. Silver& Fit members have access to any amenity included in a basic membership at each facility, such as pools, saunas or anything else covered by the respective membership level. A Silver& Fit mobile app allows members to stream live classes or on-demand workouts on a phone or tablet when working out at the gym.

Included in a Silver& Fit membership is a collection of lifestyle content, social clubs where members can connect with other members from their area, a rewards program for reaching workout goals and scheduled phone sessions with personal health coaches.

What Medicare Supplement Plans Include Silversneakers

Most Medicare Supplements do not offer SilverSneakers®, but as of 2021, some plans are starting to include this free fitness membership program.

Blue Cross and Blue Shield in Illinois, Texas, Oklahoma, and Montana has a product called Plan G Plus, which includes SilverSneakers® benefits along with other perks like $0 dental, vision, and hearing exams.

Any innovative benefits offered with Medigap plans must be approved by the state, so not all states have access to Plan G Plus.

Don’t Miss: Best Platform To Sell Sneakers

Medicare Supplement Plans That Cover Silversneakers

Many Medicare supplement plans include some access to gym memberships. As far as silver sneakers go, few Medigap carriers offer SilverSneakers.

Most Medicare Supplement plans have some sort of added gym membership you can access. Many have an additional premium for these services.

For example, Cigna offers Silver and Fit in some areas. It is approximately $25 a month, and Mutual Of Omaha has its Mutually Well fitness program.

Medicare Supplements With Silver Sneakers Membership

Cigna Medicare Supplement Reviews

As a rule of thumb, more Medicare Advantage plans offer Silver Sneakers than doMedicare supplement policies. Membership availability will depend on the State where you live. Its more common to see larger insurance Medicare supplement providers offering this benefit. Many smaller companies will not.

Popular insurance companies like Anthem Blue Cross and Blue Shield, Humana, United Healthcare , and Medical Mutual of Ohio offer this program in many states. This benefit does not cost extra. It is included as part of your overall monthly premiums.

Taking it a step further, Silver Sneakers is one of the very few benefits that Medicare supplement insurance companies are allowed to include at no additional cost. Unlike Medicare Advantage plans, supplemental policies cannot include many ancillary benefits. Gym memberships are one of the few free service available.

Don’t Miss: Which Sneakers Are Best For Plantar Fasciitis

How Can I Get Silver Sneakers If I Have Original Medicare

Learn what the Silver Sneakers program is and how it works with Medicare.

Mental and physical well-being is an important part of overall health at any age. Silver Sneakers is a well-known program that is catered to seniors. Medicare recipients can save on health care costs by taking advantage of wellness opportunities with Silver Sneakers.

Find out what Silver Sneakers offers, how to get access to it, and how you should make choices on your Medicare options in regard to Silver Sneakers.

Silversneakers Vs Silver And Fit

The main differences between the two programs are the locations, the types of classes, and the availability of home fitness. Silver and Fit® eligibility and SilverSneakers® eligibility are generally the same.

Each program partners with a number of different gyms and wellness centers across the country. It is possible that you may have access to more gyms with one program than the other, so its a good idea to check for locations in your area before making a decision .

Silver and Fit® offers home fitness kits for people who do not have a gym in their area or are not able to get to a gym for any reason. On the other hand, SilverSneakers® offers a broader range of group fitness classes.

If you have access to both programs, picking the best one for you may require that you decide if you prefer group fitness classes or home fitness kits. Read on for a more in-depth view of each program.

You May Like: How Do Lanvin Sneakers Fit

Which Parts Of Medicare Cover Silversneakers

Original Medicare does not cover gym memberships or fitness programs. Since SilverSneakers falls under this category, original Medicare doesnt cover it.

However, gym memberships and fitness programs, including SilverSneakers, are often covered as an additional benefit in Medicare Part C plans.

Private insurance companies approved by Medicare offer these plans.

Part C plans include the benefits covered by Parts A and B. They also typically have additional benefits like dental, vision, and prescription drug coverage.

Some Medigap policies will also cover gym memberships and fitness programs. Like Part C plans, private insurance companies offer Medigap plans. Medigap plans help to cover costs that original Medicare doesnt.

SilverSneakers members have access to the included benefits free of charge. Youll have to pay for anything that isnt covered in the SilverSneakers program.

If youre unsure about whats included at a specific gym, be sure to ask.

Additionally, its important to note that the specific amenities and classes available to you can vary by gym. You may have to search for a participating gym that meets your specific fitness needs.

SilverSneakers is a fitness program specifically geared toward older adults. It includes:

  • access to gym facilities

Latest Posts

Popular Articles

Stay in touch

To be updated with all the latest news, offers and special announcements.