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How Does Medicare Silver Sneakers Work

How Does Silver Sneakers Gym Membership Work

Make Your Core Work for Everyday Life

Youll get a basic membership at any gym and participating location in the SilverSneakers network. Facilities, amenities, and classes vary by location, but if available, that generally means you can use: Cardio equipment, such as treadmills and ellipticals. Strength equipment, such as weights and strength machines.

To Help You Look And Feel Your Best Silversneakers Includes The Following:

  • Memberships to thousands of participating fitness locations1
  • Group exercise classes2 designed for all abilities
  • Fun activities held outside the participating location1
  • SilverSneakers On-Demand workout videos, tips on fitness and nutrition, and more
  • SilverSneakers GO mobile app with workout programs, location finder and more
  • Additional online resources like a participating location finder and the SilverSneakers blog
  • A member newsletter delivered right to your inbox
  • Social connections through events such as shared meals, holiday celebrations and class socials

Things To Know About The Silversneakers Program For Seniors

The SilverSneakers program offers an affordable way for senior citizens to stay active during their golden years. In fact, you can get a free gym membership through SilverSneakers if you qualify.

In this article, well take a look at SilverSneakers eligibility, how the program works and how to get your SilverSneakers card, among other topics.

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Silver Sneakers Being Droped By Aarp Recommended I

Posted: Sep 19, 2021 · I tried LA Fitness by me using Renew, but still liked my health club better. Plus, LA Fitness was 30 minutes away, mine 5 min. So I left AARP/UHC’s supplemental plan and now have a Humana Supplement Plan which offers Silver Sneakers so I can continue to work out at my preferred health club.

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Silver Sneakers: Medicare Includes It

SilverSneakers: Free Health Club Membership For Medicare ...

This is a great question.

Medicare and the Silver Sneakers program go hand in hand as Silver Sneakers is the leading wellness provider for Medicare Advantage plans across the US. With nearly 10 Million members, there is a good chance your Medicare plan offers Silver Sneakers.

To check if your Medicare plan includes the Silver Sneakers program, you need to check your summary of benefits. Below is an example of what you will see in your summary of benefits booklet.

As you can see, Silver Sneakers is listed as included which means you can begin your fitness plan through Medicare Silver Sneakers immediately. If its not listed in your Medicare plans summary of benefits, then you should check Silver Sneakers Eligibility to a find a participating plan.

Checking if your health plan includes Silver Sneakers is simple.

  • Check your state by
  • Review the Medicare plans that offer Silver Sneakers program.
  • If your plan isnt listed, contact a local independent agent to get information about enrolling in a health plan that offers the Silver Sneakers program.
  • Or, you could simply go to Google and type in Silver Sneakers followed by the city or state you live in. Below are some hypothetical examples and step-by-step instructions how you can find information on Medicare Advantage plans that offer Silver Sneakers near you. Just insert the city or state of your choice.

    Silver Sneakers Tucson

    Silver Sneakers Ohio

    Silver Sneakers CT

    Silver Sneakers LA Fitness

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    What Is The Silversneakers Program

    Are you looking for a senior fitness program? If you have a Medicare Advantage or Medigap plan, your health insurance may include a free fitness membership for adults 65+ called SilverSneakers. A SilverSneakers membership includes access to roughly 14,000 recreation centers, churches, senior communities, and other neighborhood locations across the nation. Youll get access to fitness equipment, social events, a variety of exercise classes, including boot camp, circuit training, strength and balance, tai chi, yoga, water aerobics, and Zumba, plus access to amenities like swimming pools, tennis courts, and walking tracks if available at certain locations. Sounds pretty good, right? Heres what else you may want to know about the program.

    Silversneakers Fitness Program Cathance Fitness Center

    Posted: Cathance Fitness Center is a proud partner of Tivity Health. Together we work to bring the SilverSneakers® Fitness Program to our members and the public. For the young at heart, the SilverSneakers® Fitness Program is an innovative health, exercise, and wellness program helping older adults live healthy, active lifestyles.

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    Find Silver Sneakers Gym Locations Near Me

    Posted: Jul 22, 2021 · UPDATED July 22, 2021: The senior citizen wellness program, by Heathways and Tivity Health, offers health programs exclusively for Seniors. Membership is covered under most Medicare plans, including AARP Medicare & UnitedHealthCare Insurance. The Silver Sneakers program is one of the most sought after benefits included with Medicare Advantage

    MembershipInsurance View More

    Best Exercises For Seniors

    Silver Sneakers and Medicare – Is it covered by your Medicare Plan?

    As a senior its important to stay active. Sure, it can get hard as you get older, but there are so many senior fitness programs that offer great ways you can get your exercise when you dont have time for the gym. We went through the Silver Sneakers videos and library and compiled a list of the best exercises for seniors using a simple resistance band. You can literally do these Silver Sneakers exercises anywhere!

    • Squats

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    Silver Sneakers Program Requirements

    SilverSneakers eligibility is based around the Medicare Advantage plan you are currently enrolled. Below are the Silver Sneaker eligibility requirements:

    • 65 or older
    • Currently eligible for Medicare Parts A and B
    • Policyholder of a Medicare Silver Sneakers partner Medicare Advantage insurance provider

    You are eligible to switch your Medicare Advantage plan every year during the annual election period . At that time your Silver Sneakers membership will seamlessly transfer with any Medicare Silver Sneakers partner you enroll with for your health benefits.

    Staying In Shape And Feeling Good Is Important At Any Age

    Do you want to:

    • help improve your blood pressure and bone health?
    • better manage conditions such as diabetes or arthritis?
    • take advantage of exercise and activity options at the gym, in classes and through videos at home?
    • meet other active folks and make new friends?

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    How Can I Find A Silver Sneakers Near Me

    Finding a Medicare Silver Sneakers gym near you is extremely simple using the following process.

    Step 1: The easiest way to find silver sneakers near me if to go to the Silver Sneakers website and open its location search page.

    Step 2: Enter your state, city, ZIP code or full address

    Step 3: Choose the Medicare Silver Sneakers location of your choice

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    Who Is Eligible For The Silversneakers Program

    Medicare Wellness and SilverSneakers Programs

    The age of 65 is a general indicator that you may be eligible for SilverSneakers. However, theres actually no age requirement for the program.

    Instead, anyone who has a qualifying Medicare Advantage plan is eligible for SilverSneakers. Also eligible are those who have health insurance through Medicare Supplement carriers and many group retiree plans.

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    What Insurance Plans Include Silversneakers

    Its easy to find out what insurance plans include SilverSneakers. You can do a search by state here.

    As a test, we pulled data for the state of Georgia and found the following insurance plans include SilverSneakers:

    • AARP Medicare Supplement Insurance
    • United HealthCare
    • WellCare

    If you dont see your health plan listed online and want to confirm, give SilverSneakers a call at 866-584-7389 or drop them an email at .

    What Does Silversneakers Include

    If you are part of this program, then you will get unlimited access to all of the gyms that accept SilverSneakers membership for free. Also, some gyms may offer special fitness classes for people on Medicare, which you will be able to use with your membership card. Silver Sneakers also has a program, known as FLEX, which offers classes and events outside of the gym, such as swimming, hiking, and yoga.

    If you are part of the plan, you can use it for any eligible services at any time that works for you. For example, you can use your membership for pool access if you dont want to go to the gym. One great benefit of SilverSneakers is that many of the fitness classes are specifically for your health needs. Such as pool exercise classes which are easy on the joints! This program is one way to make sure that you will always find the help you need.

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    If you are looking for a Medicare with Silver Sneakers or other gym benefits, call us at so we can review options with you.

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    Get A Plan With Gym Benefits

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    How Do I Qualify For Silver Sneakers

    Is Silver Sneakers Part of Medicare?

    Even though Silver Sneakers is for people who have Medicare, you actually dont qualify simply because you have enrolled in Original Medicare, Part A and Part B.

    The only way to get a Silver Sneakers membership is by enrolling in Medicare Part C, also known as Medicare Advantage, or a Medicare Supplement plan.

    A majority of the plans that include Silver Sneakers will be Medicare Advantage plans but you can find some Medicare Supplement or Medigap plans that include Silver Sneakers.

    Every insurance company will have a different plan that could include the Silver Sneakers program so it is important to ask about this up front.

    However, keep in mind that your coverage can change yearly so be sure to look at your Annual Notice Of Change letter when it arrives.

    If you are counting on the Silver Sneakers plan you want to make sure it is still available with the coverage you have.

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    Which Medicare Supplement Plans Include Sneakers

    Currently in Georgia there are only three marketers that include a Sneakers membership when you buy their Medigap coverage. That would be Anthem/Blue Cross, Humana and United Healthcare through AARP.

    Bob Vineyard and Georgia Medicare Plans has two of the three available for our clients.

    We are more of a purist when it comes to insurance. Generally, the carriers and marketers that use gimmicks such as add-on services or family discounts usually incorporate those things to make amends for the lack of value in their plans.

    An age 67 female living in Macon Georgia would pay the following if they picked the popular plan F sold by the Sneakers marketers

    • Anthem/Blue Cross $154
    • United Healthcare $182

    In contrast, the BEST current rate for plan F is $130.

    Why pay an extra $300 per year for your Medigap coverage JUST to get a free Silver Sneakers membership?

    Even more, we almost NEVER recommend plan F for our clients. Most will find plan G to be a much better value and can save an extra $300+ per year or more vs. plan F.

    If you are looking for a solid Medigap plan that saves you money and delivers value, shop and compare our rates now. Buy your own gym membership with the savings.

    Get A List Of All Plans For Your Zip Code

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    Who Is Eligible to Join SilverSneakers?

    • Anyone 65 and over who is on either a Medicare Advantage or Medicare Supplement Plan that includes the SilverSneakers benefit. You can check your eligibility by going online to , and you will find out whether you are eligible.
    • Plans vary depending upon which state your plan is located in. Some insurance companies include this benefit with all of their plans, and some do not.
    • The SilverSneakers.com website can provide you with a list of all of the participating companies and the plans that include Silver Sneakers Medicare program.

    How Does SilverSneakers Work?

    Where Are These Participating Locations?

    • On the SilverSneakers.com, there is an interactive map pinpointing all of the participating locations. All you have to do is put in the zip code of where you would like to work out, and you will find a list of the closest facilities.
    • You can even narrow this list down to amenities, classes and gender specific categories. Some fitness centers are larger than others and have more amenities.
    • If you want to break up your fitness routine, try going to different gyms. You will never be bored!

    Can I Go To A Participating Facility If Im Traveling Out Of State?

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    How Can I Enroll In An Aetna Medicare Advantage Plan With Silversneakers

    You can find out which Aetna Medicare Advantage plans are available near you and whether or not they include a SilverSneakers membership.

    You may enroll in an Aetna Medicare Advantage plan beginning 3 months before your 65th birthday, the month of your birthday or up to 3 months following your birthday. If you choose not to enroll at this time, you may be able to sign up for a plan during the Medicare Annual Enrollment Period, also called the Medicare Fall Open Enrollment Period, which lasts from October 15 to December 7 every year.

    How Does The Silversneakers Medicare Program Work

    Renew Active vs Silver Sneakers

    The SilverSneakers Medicare program is available only through select Medicare Advantage plans or a few Medicare Supplement plans. Once you get on a qualifying Medicare Advantage or Medigap plan, youll sign up for the SilverSneakers program and receive a card with a 16-digit number. This number will give you immediate entry to all the classes and equipment the SilverSneakers Medicare program offers.

    To see if your current Medicare Advantage or Medigap plan grants you SilverSneakers eligibility, you can use the instant SilverSneakers eligibility checker.

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    Who Pays For Silver Sneakers

    Medicare Advantage plans are private insurance companies approved by Medicare that must offer the same benefits as original Medicare. And, many of the Medicare Advantage plans offer additional benefits such as Silver Sneakers.

    What is the silver sneakers age requirements?

    As long as you are eligibile for Medicare Parts A and B, you can enroll in a participating Medicare Silver Sneakers plan.

    This means that the private insurance companies are picking up the bill for Silver Sneakers and passing that benefit to you as a member.

    This is how you are able to get your free Silver Sneakers membership.

    Back to Top

    Types Of Plans With Silversneakers

    You can find the SilverSneakers® benefit inside a Medicare Advantage or Medicare Supplement plan. Medicare Advantage plans are offered by private insurance companies but approved by Medicare. That means that they cover everything that Medicare covers, but can also add additional benefits .

    On occasion, you may also find fitness programs within a Medigap, or Medicare Supplement plan. Medigap plans are also offered by private insurance companies but most of the time, they do not add coverage in the same way that Medicare Advantage plans do. In most cases, the extra coverage that Medigap plans provide relates more to coverage for your deductibles, copayments, and coinsurance. However, on occasion, you may find a Medigap plan that includes a gym membership.

    Even if your plan does not include this program, it may include another Medicare fitness program called Silver & Fit®.

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    How Much Does An Aetna Silversneakers Membership Cost

    The SilverSneakers benefit comes at no additional cost to your overall Aetna Medicare Advantage plan premium. Aetna Medicare plans will vary in cost from one location to another, and some plans may come with a $0 premium.

    There is no deductible or copayment tied to the SilverSneakers benefit, so it does not cost you anything to utilize it.

    How Much Does It Cost

    Does Medicare Supplement Plan G cover Silver Sneakers – Medicare Supplement Plan G – Silver Sneakers

    The SilverSneakers program is a free extra benefit for many Medicare Advantage plans and some Medicare Supplement plans . These plans all have different prices, but fitness benefits will never be offered for a fee. The price of these plans can vary a lot depending on your location and other factors, so it is useful to compare them locally.

    You can think of the cost of SilverSneakers and similar plans in two specific ways, aside from the price of the plans. First, Silver Sneakers can save you money on the services you use: gym memberships, classes, and so on. Also, SilverSneakers and other programs can help to reduce future medical expenses by improving your health and fitness levels. This can result in lower healthcare costs.

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    How To Join The Program

    The best way to take advantage of this program is through a Medicare Advantage plan that includes the SilverSneakers® benefit. The good news is that we have thousands and thousands of licensed agents who can guide you through the process of selecting a Medicare Advantage plan that includes the SilverSneakers® benefit.

    You should know that Medicare Advantage plans have the ability to change their benefits every year, which is why its a good idea to have a licensed agent that you can turn to at least once a year to review your coverage and make sure that youre getting everything you need. To set up an appointment, or call 833-438-3676.

    Question #: I Lost My Silversneakers Card How Do I Get A New One

    If youre already a SilverSneakers member, you can get your digital membership card instantly here.

    To make things even easier, download the SilverSneakers GO app . Youll be able to:

    • Access your digital membership card anytime.
    • Find SilverSneakers locations and classes near you.
    • Discover, schedule, and track your workouts.

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