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Is Silver Sneakers Covered Under Medicare

What Does Silversneakers Include

Silver Sneakers and Medicare – Is it covered by your Medicare Plan?

If you are part of this program, then you will get unlimited access to all of the gyms that accept SilverSneakers membership for free. Also, some gyms may offer special fitness classes for people on Medicare, which you will be able to use with your membership card. Silver Sneakers also has a program, known as FLEX, which offers classes and events outside of the gym, such as swimming, hiking, and yoga.

If you are part of the plan, you can use it for any eligible services at any time that works for you. For example, you can use your membership for pool access if you dont want to go to the gym. One great benefit of SilverSneakers is that many of the fitness classes are specifically for your health needs. Such as pool exercise classes which are easy on the joints! This program is one way to make sure that you will always find the help you need.


If you are looking for a Medicare with Silver Sneakers or other gym benefits, call us at so we can review options with you.

Wellness Resources And Services

Posted: Dec 16, 2021 · The following preventive services are covered by your Medicare Advantage plan for a $0 copay when you visit your in-network primary care provider: Alcohol misuse screening and counseling. Bone mass measurement Breast cancer screening Cardiovascular disease Cardiovascular …

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Medicare Advantage Plan Benefits

Posted: Dec 16, 2021 · UnitedHealthcare is not responsible for the services or information provided by third parties. The information provided through these services is for informational services only and is not a substitute for the advice of a doctor. Availability of fitness programs varies by plan/area. Refer to your Evidence of Coverage for more details.

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Medicare And Silversneakers: What’s Covered

Original Medicare doesn’t cover fitness programs or gym memberships. Unfortunately, that means SilverSneakers isn’t covered under Original Medicare.

If you want to join SilverSneakers and have Original Medicare, you’ll have to pay 100% of the out-of-pocket costs.

But here’s the secret: you can get full coverage for the SilverSneakers fitness program with a private Medicare plan.

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What is the Medicare SilverSneakers Program?

Posted: Oct 22, 2021 · SilverSneakers is a health and fitness program designed for adults 65+ thats included with many Medicare Plans. SilverSneakers members can: Access live online fitness classes and an on-demand video library of prerecorded workouts. Take fun exercise classes designed for seniors of all fitness levels and led by trained instructors.

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Silver And Fit & Silver Sneakers Medicare Fitness Programs

Posted: Jul 10, 2019 · Participation in a Medicare fitness program can help improve your strength, balance, and endurance. Participating in a healthy lifestyle encourages independence. If you have any questions or are interested in exploring Medicare coverage, complete this form or

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United Healthcare & Renew Active

If you havent heard the news, United Healthcare has decided to end Silver Sneakers Benefits for a ton of its customers and replacing it with their own program called Renew Active.

While it wont have the exact same benefits, according to Renew Active, they will allow members to visit a participating fitness location to receive standard access at no additional cost.

Your access will include a variety of exercise equipment, classes and group activities.

You choose the programs and location that are right for you.

Amenities may vary by location. You also receive access to BrainHQ, which features fun, online brain exercises and activities designed to keep your mind active.

You will be able to access Renew Active beginning on the effective date of your eligible Medicare Advantage health plan.

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What Does Silversneakers Membership Include

The available amenities and fitness activities can vary by location. But some of the options that may be accessible to SilverSneakers members include:

  • Group exercises
  • Organized classes such as yoga, tai chi and many more
  • Equipment for cardiovascular and strength training
  • Education about health and nutrition
  • Social activities and events
  • Sports teams and leagues exclusively for seniors

Plus, youll have access to facility amenities such as saunas, hot tubs, pools, basketball courts and more.

If theres no SilverSneakers location near you, you may be eligible for a home exercise kit. The kit includes a workout DVD and any associated equipment you might need.

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What Is Renew Active

Is Silver Sneakers Part of Medicare?

Renew Active is similar to SilverSneakers but also incorporates brain health into the activities offered.

UnitedHealthcare Medicare plan members with a Renew Active benefit can use the Find a Fitness Location search tool to find a gym or fitness center in their area thats part of the Renew Active program. Members also have the option of working out from home using Fitbit Premium with thousands of online workout videos.

A wide range of national chain gyms, local gyms and community organizations like senior centers are part of the Renew Active program. Some locations may feature additional amenities such as pools or saunas that members can use as part of their Renew Active benefits.

Renew Active participants receive a 1-on-1 session with a personal trainer to set fitness-related goals and form a personalized fitness plan. Members will meet with the trainer on an annual basis to track their progress and review their goals.

Activities may include:

  • Zumba

Locations with a pool may incorporate water aerobics, swimming and other pool activities.

UnitedHealthcare also partners with AARP for the Staying Sharp program, which helps members exercise their brain.

Participants start by taking a brain-health assessment and receiving personalized recommendations based on the results. Recommendations can include puzzles, games, activities, recipes and articles made available to members all designed to boost brain health.

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Who Is Eligible For Silversneakers

If youre a beneficiary under 65, you may qualify for an Advantage plan with SilverSneakers. There is NO age requirement!

The program requires the following:

  • Enrollment in a plan that includes a membership
  • If the gym membership costs an extra fee, you must pay the premium.

But, a plan must be available in your area. Some areas have a few options. While the program is helpful, its not suitable for everyone.

For example, those in Charleston, South Carolina might have more options than those in more rural areas.

If the company you want doesnt offer the program, call one us at the number above to find a solution.

Youll Build Social Connections

Social connection also plays a key role in keeping you healthy, managing stress, and may even improve memory. SilverSneakers offers a community of like-minded folks who support one another in exercise and life. Plus, the camaraderie of SilverSneakers classes can keep you coming back. In fact, nearly 50 percent of active members say they are motivated to continue exercising because they found a friend through SilverSneakers.

If you have a Medicare Advantage plan, check your SilverSneakers eligibility instantly here.

Article compliments of SilverSneakers®, a health and fitness program designed for adults 65+ and included with select Medicare plans at no extra cost. SilverSneakers members get access to thousands of fitness locations nationwide and online classes for seniors of all fitness levels. Learn more at

Did you know that with Original Medicare there is no limit to how much you spend out of pocket each year? eHealth can help you find coverage that puts a yearly cap on your spending!

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Medicare Coverage Of Gym Memberships

Posted: Sep 15, 2018 · Many people find that gym memberships are a great way to help them get the regular exercise they need. Unfortunately, if you are enrolled in Original Medicare , there is generally no coverage for a gym membership or fitness programs. Does Medicare ever cover gym memberships?

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Medicare Advantage Plans May Cover Silversneakers

Find Silver Sneakers Gym Locations Near Me

SilverSneakers is considered a basic fitness service and Original Medicare, Part A and Part B, does not cover this benefit. However, Medicare Advantage plans, also known as Medicare Part C, may provide this benefit. To see if your current Medicare Advantage plan includes the SilverSneakers program, contact your health plan directly, or visit the SilverSneakers online health plan finder to check.

If you are looking to enroll into a Medicare Advantage plan with SilverSneakers coverage, take a look at our eHealthMedicare plan comparison tool on this page. The tool lets you review a list of Medicare Advantage plans available in your service area and explore your Medicare plan options.

Coverage of the SilverSneakers program will vary by Medicare Advantage plan, and availability may depend on location. Many Medicare Advantage plans cover this benefit at no additional cost, while others cover it as an optional rider. If youre currently enrolled in a Medicare Advantage plan, you may want to contact your plans Customer Service to find out if the plan includes the SilverSneakers benefit.

Some employer or union sponsored group retirement plans may cover this benefit as well. If you are enrolled in a group retirement plan and you are uncertain whether SilverSneakers is included in your benefits, you may want to contact the plan administrator.

Home / FAQs / General Medicare / Medicare Wellness and SilverSneakers Programs

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What Insurance Plans Include Silver Sneakers Does Medicare

Posted: Silver Sneakers is a gym and fitness membership organization for those age 65 and older. It partners with several health insurance plans in order to offer unlimited gym access to over 13,000 locations across the country. This program also offers free fitness classes to accommodate all levels of experience.

Ma Plans & Silver Sneakers

Medicare Advantage plans, otherwise known as Medicare Part C, will often cover a Silver Sneakers membership as an added benefit. Common MA plan providers include but are not limited to Aetna, Humana, UnitedHealthcare, and Anthem Blue Cross. If a patient is unsure about whether or not a membership is included in the MA plan benefits, they should contact their insurance provider or a licensed health insurance agency. If a patient is looking to enroll in a MA or Medigap plan that includes a Silver Sneakers benefit, they should use the governments Medicare Advantage plan comparison tool. Using the plan comparison tool can help enrollees uncover what benefits are included in each MA plan to decipher which one they want.

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Program Basics And Details

The basic mission of SilverSneakers is to increase health, mobility and overall quality of life for adults over 65.

This includes gym access, fitness program, and even social activity.

Membership into SilverSneakers provides all these benefits:

If it has been years since you have stepped inside a gym, it can be intimidating. SilverSneakers removes that barrier by providing a specific program for people in your age group. Introductory classes designed to comfortably introduced you to equipment and fitness classes are available. In fact, you dont even have to step inside a gym to take advantage of the program. Within the SilverSneakers program is the FLEX network. FLEX is a collection of exercise classes provided by churches, recreation centers, and senior communities.

You are not limited by location either. You can participate in any facility that is part of the SilverSneakers network. If there are two fitness centers within range of your house, you can use the pool at one and the weight machines at another. There is no restriction.

Silver Sneakers offers other benefits beyond the basic membership. Some of those benefits due require extra fees that your insurance carrier may not provide. For example, personal training, tanning, and massage are often extras available for a reduced charge.

How Does Silversneakers Work

Does Medicare Supplement Plan G cover Silver Sneakers – Medicare Supplement Plan G – Silver Sneakers

When SilverSneakers is available to you under your plan coverage, it is offered as one of the basic benefits. All that you have to do is activate your membership. To get started, simply:

  • Create your profile online.
  • Get your digital membership card.
  • Start using your benefits.

SilverSneakers is most known for its gym membership program. As a member of SilverSneakers, youll have access to over 17,000 gyms and health clubs nationwide. At these clubs, you can take advantage of numerous healthy activities, including:

  • Instructor-led fitness classes
  • Use of gym equipment like weights and machines
  • Use of pools, basketball courts, and other gym amenities

Beyond the gym memberships SilverSneakers is known for, you also have access to live fitness and wellness classes that you can stream online. This is a particularly useful benefit given the current concerns over COVID-19.

SilverSneakers also offers access to health and wellness discounts, as well as a fitness mobile app that helps you set and attain healthy goals.

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What Silversneakers Programs Does Medicare Cover

SilverSneakers is a fitness program designed specifically for seniors.

If you enroll in a Medicare Supplement plan that offers SilverSneakers, you can gain access to:

  • A wide network of gymsIf youre a member of SilverSneakers, youre not tied down to a single gym membership. You can work out at any participating gym in the SilverSneakers network.
  • Community fitness programsSilverSneakers offers group exercise programs that extend beyond the gym. These take place at recreational centers, parks, pools, and other venues.
  • A variety of classesMembers can head into a number of different classes on any given day. These range from tai chi, to yoga, to Latin dancing, to shallow-water exercise classes.
  • A community of your peersSilverSneakers aims to create a sense of community among its members. In fact, about three quarters of members say they have friends in the program.

Does Blue Cross Blue Shield Cover Silversneakers

  • Some Blue Cross Blue Shield cover SilverSneakers membership as an extra benefit. Learn more about the SilverSneakers fitness program and the other benefits that may be available with a Blue Cross Blue Shield Medicare Advantage plan.

Anthem Blue Cross Blue Shield is part of the Anthem family of brands that offer insurance plans under several different company names throughout the U.S. Many Blue Cross Blue Shield Medicare Advantage plans may offer a SilverSneakers membership as an added benefit.

Though plan availability and benefits may vary, you can compare Medicare plans available where you live and find out which plans cover SilverSneakers as well as other benefits you want, such as dental, hearing, vision, prescription drugs and more.

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I Have Silversneakers And Have Access To Three Gyms But I Have No Transportation What Can I Do

Unfortunately, it does not look like SilverSneakers® offers transportation at this time. However, you do have options.

You can start by downloading the SilverSneakers® GO app, which includes exercises and activities that you can do from home.

You can also check with your Medicare Advantage plan to see if they offer transportation benefits, or find out if your city or county offers transportation that can get you to a gym.

For more information about Medicare transportation benefits, .

How Is Silversneakers Different From Mutually Well

Does Medicare Cover Silver sneakers?

SilverSneakers is a senior-focused fitness program included in many Medicare Advantage plans and even some Medicare Supplement Insurance plans.

SilverSneakers includes a basic gym membership at thousands of participating gyms and fitness centers, most of which also feature group fitness classes and programs designed specifically for older adults, such as yoga, water aerobics, walking clubs and more.

Some Medicare plans dont offer SilverSneakers membership as a benefit but instead offer health and fitness benefits through programs such as Mutually Well or Silver & Fit.

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Is Silver& fit The Same As Silversneakers

SilverSneakers is perhaps the most widely used fitness program included in many Medicare insurance plans, but its not the only one.

Silver& Fit is a program like SilverSneakers that is included in Medicare plans by some carriers. While the programs are sure to have their subtle differences, they are very similar in what they offer.

Does Medicare Cover Ymca Membership

Posted: Unfortunately, Original Medicare does not cover YMCA membership or membership to a traditional for-profit gym. The Medicare program excludes weight loss supplements and programs from its coverage because these are typically viewed as lifestyle choices and are not considered to be directly related to treating illness.

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What Health Insurance Pays For Gym Membership

Posted: The other way an insurer might use fitness equipment as an incentive is to cover certain fitness equipment under their plan. Member-Exclusive Discounts. Certain healthcare companies have partnerships with popular gym chains such as LA Fitness or Anytime Fitness. With these partnerships comes perks for their clientele.

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What Fitness Plans Do Silversneakers Programs Offer

UAW Medicare Advantage Testimonial | SilverSneakers Award Winner

The SilverSneakers program has agreements with thousands of gyms and trained fitness and exercise instructors at more than 17,000 locations. The trained instructors provide fitness programs designed specifically for seniors.

The program also has an on-demand video library for people who prefer exercising at home and a program that holds fitness classes outside of gyms in parks, community centers and churches.

SilverSneakers Fitness Classes

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Most Medicare Advantage Plans Offer Fitness Benefits Like Silversneakers

Staying active is important for your health, regardless of age. Depending on your interests and level of physical activity, you may turn to a local gym, group fitness classes, or personal instructors for assistance in exercising.

How you receive your Medicare benefits determines whether you have access to low-cost or free fitness and wellness benefits, such as access to SilverSneakers, which is heavily used by beneficiaries and members. In fact, 88% of members say SilverSneakers has improved their quality of life.

The SilverSneakers benefit is not available on all plans. However, if you want to have access to SilverSneakers and are eligible for Medicare, you may have options. Here is some more information about SilverSneakers if you have TRICARE coverage and how you can take advantage of this benefit.

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