How Does Silversneakers Work
SilverSneakers® is sort of like a gym membership included in your Medicare plan . The program includes various kinds of fitness classes with a focus on aging and senior health, hosted at local YMCAs, wellness centers, and local gyms, like select Planet Fitness locations.
You will receive a SilverSneakers® card in the mail as well as a membership card to the facility that you choose. You can choose any facility in your area that hosts SilverSneakers® programs. If you move or if you are on vacation and want to use a different facility, you can ask to switch facilities. In some cases, like if you belong to the YMCA or a chain gym, you can use your existing membership at multiple locations. There are no restrictions on visits, so you can attend once a month or every day! You can swim a few laps in the pool and an hour on the elliptical, or you can join a group yoga class.
The program also has a new fitness app called SilverSneakers Go!® The app includes easy-to-follow exercise videos. You can adjust the exercises to your level and choose between four or 12-week programs for strength, walking, or meditation. You can even schedule your fitness activities so you dont forget and allow the app to send you notifications when its time to go. Plus, you can use the app to find nearby classes, track your progress, and locate your membership card digitally. The app is available on the Apple App Store and Google Play.
Does The Federal Medicare Program Cover Silversneakers
With participating Medicare supplement insurance plans, a Silver Sneakers membership is available at no extra cost, inviting seniors to take advantage of over 80 different class types that will benefit their wellbeing.
Its important to note that the Silver Sneakers program is privately operated, so it is not included in standard Medicare programs. However, most supplemental Medicare plans, such as Medigap plans or Medicare Advantage plans, include a Silver Sneakers membership as an added benefit.
What Types Of Classes Does Silversneakers Offer
With access to more than 50 online classes per week, prerecorded workout videos, and live classes, youre sure to find something you enjoy. Find cardio and strength classes, water aerobics classes, chair and standing yoga classes, tai chi, boot camp, and more, all designed for seniors.
Some examples of exercise classes include:
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Best Exercises For Seniors
As a senior its important to stay active. Sure, it can get hard as you get older, but there are so many senior fitness programs that offer great ways you can get your exercise when you dont have time for the gym. We went through the Silver Sneakers videos and library and compiled a list of the best exercises for seniors using a simple resistance band. You can literally do these Silver Sneakers exercises anywhere!
Silversneakers Medicare Health Plans And Locations
Original Medicare does not include this benefit, but many additional Medicare health plans offered by private insurance companies do. To find out which Medicare Advantage or Supplemental insurance plans include a SilverSneakers membership, check out the companys Medicare health plan locator. To find a participating fitness facility in your neighborhood visit the location list.
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Where To Find Silversneakers Programs
If you are enrolled in a Medicare Advantage plan that doesnt include a SilverSneakers membership , you can contact a licensed agent at 1-800-557-6059TTY Users: 711 to find out if any Medicare Advantage plans in your area offer a SilverSneakers membership. Read more to learn whether you are eligible for SilverSneakers.
Once you obtain a SilverSneakers membership, you will have over 14,000 fitness locations to choose from all over the U.S. To find a participating location near you, simply enter your city or zip code here.
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Do I Already Have Silver Sneakers
The most important thing you can do when choosing a Medicare Supplement plan is to focus on things like your doctor being in the network and your benefits.
We dont recommend choosing coverage based solely on the Silver Sneakers program, but with that being said, you can check out your plan eligibility here.
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Question #: Do I Need A Silversneakers Card
No. If youre already a SilverSneakers member, you can get your digital membership ID instantly here.
To make things even easier, download the SilverSneakers GO app . Youll be able to:
- Access your digital membership ID anytime.
- Find SilverSneakers locations and classes near you.
- Discover, schedule, and track your workouts.
How Much Do Silversneakers Cost
The SilverSneakers program, including its perks, are available to Medicare Advantage members that are on plans that offer this benefit.
The cost of joining Silver Sneakers will usually be included in your monthly Medicare Advantage premiums.
However, anything additional that is not covered by the SilverSneakers program will be your responsibility to pay for.
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Who Is Eligible For The Silversneakers Program
The age of 65 is a general indicator that you may be eligible for SilverSneakers. However, theres actually no age requirement for the program.
Instead, anyone who has a qualifying Medicare Advantage plan is eligible for SilverSneakers. Also eligible are those who have health insurance through Medicare Supplement carriers and many group retiree plans.
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Silver Sneakers Video: Great At Home Exercises
Its not just about the SilverSneakers classes gyms offer. Its about how they train you on maintaining a healthy lifestyle. While they offer programs like Silver Sneakers Yoga, Silver Sneakers Classic, Silver Sneakers Circuit, BOOM and many more, they offer an entire line of videos to help you learn the best way to exercise.
As a senior citizen its important to maintain your cardiovascular and joint health as you get older.
Below are some of the most popular Silver Sneakers videos you can watch from the comfort of your own home.
Silver Sneakers YOGA, One of the Best Senior Fitness Programs.
Silver Sneakers Outdoor Total Body Workout: Great Fitness Programs for Women
Silver Sneakers Hip Exercises: Bodyweight exercises to strengthen your hips
Silver Sneakers Quick Core Workout at Home
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What Does Silversneakers Include
If you are part of this program, then you will get unlimited access to all of the gyms that accept SilverSneakers membership for free. Also, some gyms may offer special fitness classes for people on Medicare, which you will be able to use with your membership card. Silver Sneakers also has a program, known as FLEX, which offers classes and events outside of the gym, such as swimming, hiking, and yoga.
If you are part of the plan, you can use it for any eligible services at any time that works for you. For example, you can use your membership for pool access if you dont want to go to the gym. One great benefit of SilverSneakers is that many of the fitness classes are specifically for your health needs. Such as pool exercise classes which are easy on the joints! This program is one way to make sure that you will always find the help you need.
If you are looking for a Medicare with Silver Sneakers or other gym benefits, call us at so we can review options with you.
Types Of Plans With Silversneakers
You can find the SilverSneakers® benefit inside a Medicare Advantage or Medicare Supplement plan. Medicare Advantage plans are offered by private insurance companies but approved by Medicare. That means that they cover everything that Medicare covers, but can also add additional benefits .
On occasion, you may also find fitness programs within a Medigap, or Medicare Supplement plan. Medigap plans are also offered by private insurance companies but most of the time, they do not add coverage in the same way that Medicare Advantage plans do. In most cases, the extra coverage that Medigap plans provide relates more to coverage for your deductibles, copayments, and coinsurance. However, on occasion, you may find a Medigap plan that includes a gym membership.
Even if your plan does not include this program, it may include another Medicare fitness program called Silver & Fit®.
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Do All Medicare Advantage Plans Cover Silversneakers
While many MA plans cover the SilverSneakers program, not all do, although around 90% offer some kind of fitness benefit. These benefits can vary by plan and some plans choose to go with different fitness programs. Examples of other programs include Silver& Fit, Renew Active, Mutually Well, and others. To learn more about fitness programs a Medicare Advantage plan offers, contact the insurance plans directly.
Find Out If Youre Eligible For Silversneakers
What are the SilverSneakers eligibility requirements?
In order to be eligible for the SilverSneakers Fitness program, you must be:
To be eligible for SilverSneakers, you must join a participating Medicare Advantage plan or a Medicare Supplement Insurance plan.
If you are already enrolled in one of those types of private insurance plans, you can visit SilverSneakers.com to see if your current plan offers the program.
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How Can I Enroll In Or Switch To Silver Sneakers
You are able to add a Medicare advantage or supplemental insurance plan with Silver Sneakers benefits to your insurance, when you first become eligible, and enroll in original Medicare, typically when you turn 65 . You will have an initial enrollment period for Medicare that lasts from 6 months prior to 6 months past your 65th birthday. If you miss this time period, you may be able to join a supplemental policy at a later time, but you wont have a guaranteed right to be accepted anymore. If you plan on adding a Medicare advantage plan at a later time, you may do so each year in fall during the Open Enrollment period, which is each year in fall. If you missed the open enrollment, you have to wait, and enroll between October 15 and December 7 or switch to a Medicare advantage plan with SilverSneakers benefits. However, if a 5 Star Rated Medicare advantage plan with SilverSneakers is available to you, you may join that plan at any time during the year. Check with Medicare.gov for available 5 Star Rated Medicare advantage plans in your area.
We hope that you will find your SilverSneakers plan and can join a fun fitness class! A regular workout will not only help you improve your agility and flexibility, by improving your fitness and overall health you may even be able to reduce the amount of drugs you are required to take and cut down your prescription drug expenses!
Which Gyms Are Included
There are over 14,000 gyms that accept the SilverSneakers program. Silversneakers.com, such as Snap Fitness, 24-hour fitness, AnytimeFitness, Planet Fitness, and the YMCA.
The official website for Silver Sneakers can help you find a gym near you. Though many gyms participate in the Silver Sneakers program, you can find some parts of the country where it is less active. Make sure to compare your options before you sign up.
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I Have Silversneakers And Have Access To Three Gyms But I Have No Transportation What Can I Do
Unfortunately, it does not look like SilverSneakers® offers transportation at this time. However, you do have options.
You can start by downloading the SilverSneakers® GO app, which includes exercises and activities that you can do from home.
You can also check with your Medicare Advantage plan to see if they offer transportation benefits, or find out if your city or county offers transportation that can get you to a gym.
For more information about Medicare transportation benefits, .
How Do I Locate A Silversneakers Gym
Once you join SilverSneakers, you can find local gyms by entering your ZIP code or address on the SilverSneakers website. If you want to narrow your search results, you can filter for options like gyms with a pool or group exercise classes. The website also has a section where you can view the online class schedule and join a group exercise session from home.
As a SilverSneakers member, you can use any participating gym in the U.S., even while traveling. You don’t have to commit to a single facility.
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Question #: What Is Silversneakers
SilverSneakers is a health and fitness program designed for adults 65+ thats included with many Medicare Plans.
SilverSneakers members can:
- Take fun exercise classes designed for seniors of all fitness levels and led by trained instructors.
- Go to thousands of gyms, community centers, and other participating fitness locations across the nation.
- Find a friendly, supportive community in person and online.
The goal? To help you stay strong in body, mind, and spirit. Regular physical activity keeps your heart, brain, bones, muscles, and joints healthy.
If you have a chronic condition like arthritis, diabetes, or osteoporosis, safe exercise can help you feel better. Plus, staying social is vital to good health.
According to SilverSneakers members, it works. In fact, 94 percent of members rate their health as excellent, very good, or good. And 88 percent say SilverSneakers has improved their quality of life.
Find A Fitness Center
Posted: The Aetna fitness program includes participating gyms, exercise facilities and fitness centers across the Aetna service area that offer members use of conventional and state-of-the-art exercise equipment. Services such as personal trainer or classes may also be offered at a reduced cost to Aetna Medicare Plan members.
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What Is The Silversneakers Program For Seniors
Summary: SilverSneakers is a fitness program for seniors 65+. It is entirely free and is helping millions of seniors on Medicare get active. Not only is it a way to promote healthy activity, but it creates a way to socialize and have a fun time with other seniors.
As you age, it is important to stay active and healthy. There are many ways to do this. You can go for a swim with your grandchildren, go for a walk with your dog, or even: join a gym. While most people avoid gyms and classes for their expensive membership fees, you can have free, unlimited gym access and other fitness programs with SilverSneakers.
There are many benefits to the SilverSneakers program. Read the 5 most important ones below.
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Silver Sneakers Medicare program is one of the best extra benefits offered through Medicare Advantage plans and select Medigap plans across the United States. A recent survey showed nearly 70% of those on Medicare Advantage plans chose their plan based on the simple fact they would receive a Silver Sneakers membership to keep their fitness levels and physical activity a top priority. Its no wonder why more Medigap companies are beginning to offer Silver Sneakers with their Plan G and Plan F.
An awareness of personal health and wellness is spreading more than ever due to the advancements in medicine and technology. More and more people are living with pre-existing health conditions and Silver Sneakers is playing a major role in that.
As with most things related to Medicare, there are a lot of details and Silver Sneakers is no different. This guide will help not only serve as an ongoing resource but also educate you on the following elements of the Medicare Silver Sneakers program. Be sure to click the button to bookmark this page for reference in the future!
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What Does Silversneakers Include And Exclude
SilverSneakers membership classes are designed for elders and range from chair-supported yoga to high-intensity interval training sessions.
Typically, membership provides access to:
All SilverSneakers network classes.
Not only can you work out at the various SilverSneakers gyms, but a member can also access the hundreds of online guided workouts at the SilverSneakers website.
These videos include:
A basic membership plan means youll have access to all SilverSneakers facilities that participate in the network. However, keep in mind that different locations will offer different facilities, amenities, and classes.
Membership does not cover personal services or training. If you choose to use these additions, you will have to pay out-of-pocket.
Which Parts Of Medicare Cover Silver Sneakers
None of the parts of Medicare cover Silver Sneakers. Silver Sneakers is a private company that markets to private insurance companies to offer additional benefits to you. Medicare Part C or a Medicare Supplement Plans may offer Silver Sneakers as a benefit, but are not required to do so by Medicare and can end participation in the program at the plans discretion.
Silver Sneakers offers a tool that allows you to look up which Medicare Supplement and Advantage Plans offer Silver Sneakers as a benefit.
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What Are Medicare Advantage Plans And Medicare Supplement Plans
Medicare Advantage Plans, or Medicare Part C, are sold by private health insurance companies. These plans cover everything from Medicare Part A and Part B, and sometimes even prescription drugs.
Your monthly premium, deductible, coinsurance, and other costs will depend on the insurance plans you choose. However, there is a set out-of-pocket maximum limit that all plans have to follow.
Medicare Supplement Plans
Medicare Supplement Insurance Plans, also known as Medigap plans, are health insurance policies for people who have Original Medicare cover.
Like Medicare Advantage plans, Medicare Supplement plans help pay for the additional costs of Original Medicare services, items, and equipment, and some plans even offer prescription drug coverage.
As a member of a Medicare Supplement Plan, you will pay a monthly fee on top of your Original Medicare premiums and get additional coverage for costs that Original Medicare doesnt pay for.