Question #: Whats The Silversneakers Community Like
Friendly. Supportive. Motivating. Fun. Like family. Thats how members often describe the SilverSneakers community.
What they all know: SilverSneakers is more than a fitness program, and often its the friendships that people make that keep them coming back. Read what SilverSneakers members have to say about the program and our classes here.
Many SilverSneakers groups even plan social events outside of classes, like potlucks or outings around town. Or if theyre taking a SilverSneakers LIVE class, theyll chat online before or after the workout.
This social support has real health benefits. SilverSneakers members who participate in group exercise are more active, feel healthier, and are less likely to experience social isolation than non-members, according to a Massachusetts Institute of Technology AgeLab study.
Plus, you can stay connected with the SilverSneakers community on and .
What Is Silversneakers And Which Insurance Plans Include It
Find out if plans in your area include this fitness program.
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Health experts know the benefits of regular physical activity. So do insurance companies, which is why so many Medicare plans offer the SilverSneakers fitness program. If you have a plan with the SilverSneakers benefit, you can work out, take fitness classes, and even get advice from a personal trainer for free.
Whats most important is finding a Medicare plan that includes fitness benefits and meets your other health needs and personal goals. Heres what you need to know about which insurance plans include SilverSneakers or other fitness benefits.
You can only get SilverSneakers if youre enrolled in a participating Medicare Advantage or Medicare Supplement plan. SilverSneakers is a private fitness program only available to people with Medicare. Its not part of your Original Medicare coverage.
Currently, the following major insurance companies offer plans with the SilverSneakers fitness benefit:
Smaller companies in your area may be offering plans with SilverSneakers, so dont be discouraged if your preferred plan provider isnt on the list. Use the Medicare Plan Finder tool to see whats available. You can also call a Medicare broker for information on local plans.
Does Medicare Cover Gym Membership
For older adults who have Medicare instead of or in addition to Medicaid, gym membership may be available through that plan. Although Original Medicare doesnt cover fitness center membership, some Medicare Advantage plans may offer gym membership as part of their plan benefits.
Medicare Advantage, also known as Part C, is provided by private health insurance companies that cover all the benefits offered by Original Medicare and can offer extra benefits to clients. Many include gym membership as part of these extras.
Medicare Advantage plans generally reimburse memberships up to a certain amount of money. This may cover the full amount of a membership, or there may be a gap. Some companies only cover a certain percentage of the costs, so make sure to check your plan carefully. Plans marketed to members of senior organizations, such as Medicare Advantage plans offered by AARP, often include these types of incentives to encourage seniors to stay active.
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Is The Silver Sneakers Program Covered Under Medicare
Silver Sneakers is covered by many Medicare Advantage plans and is also covered by some Medicare Supplement plans.
Once you are Medicare-eligible, you have two options:
- Join Original Medicare, which covers Part A and Part B or
- Get a Medicare Advantage or Part C plan. These plans also cover Parts A and B but often have added benefits including vision, dental, hearing, prescription drug coverage, and wellness services.
While Original Medicare doesnt cover Silver Sneakers or any fitness programs, you may be able to get access to this benefit if you are also enrolled in Medigap plans that cover the Silver Sneakers program.
Fortunately, most Medicare Advantage plans include Silver Sneakers membership. By offering fitness programs, the private insurers that provide Medicare Advantage plans can lower their healthcare costs, given the health benefits associated with improved fitness of members. That is one reason why they can offer zero-premium Part C plans.
If you delayed your Part B enrollment for valid reasons like continuing employment, what is your Silver Sneaker alternative? Inquire about getting the Silver Sneakers program through job-sponsored group retirement plans.
How Can I Get Silver Sneakers If I Have Original Medicare
Learn what the Silver Sneakers program is and how it works with Medicare.
Mental and physical well-being is an important part of overall health at any age. Silver Sneakers is a well-known program that is catered to seniors. Medicare recipients can save on health care costs by taking advantage of wellness opportunities with Silver Sneakers.
Find out what Silver Sneakers offers, how to get access to it, and how you should make choices on your Medicare options in regard to Silver Sneakers.
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How Much Does Silver Sneakers Cost
Silver Sneakers does not cost anything more than the premiums, if any, for your monthly plan. The insurance company pays the associated costs directly to Silver Sneakers.
Compare similar insurance policies, where the only difference is if Silver Sneakers is offered as a benefit or not, to make sure youre not overpaying for coverage only for Silver Sneakers.
Q: Is Silversneakers A Gym
SilverSneakers isnt a gym. It offers classes for older adults and access to thousands of participating gyms throughout the country. In fact, you may already belong to a gym with the SilverSneakers program be sure to ask a gym staff member.
To find a SilverSneakers location, visit the Silver Sneakers website.
Heres Everything You Need To Know About This Health And Fitness Program Designed For Older Adults
Wouldnt it be great if you could take fitness classes designed specifically for seniors and led by supportive instructors?
What if you could take those classes online from the comfort of your home? And get a no-cost gym membership for older adults?
If that sounds like the perfect program to help you get and stay fit in your golden years, we have awesome news for you.
If SilverSneakers is included in your Medicare Plan, you can have all of that at no additional cost to you.
To help you learn more and take advantage of SilverSneakers, we put together this handy guide to answer your questions.
What Kinds Of Fitness Classes Does Silversneakers Offer
SilverSneakers has a lot of classes available for every physical activity level. Whether its a stability class to improve balance and prevent falls, a water exercise class for low-impact aerobic workouts, a yoga class to increase flexibility, or an athletic, upper-body conditioning class to build strength, SilverSneakers offers quite a few options.
If youd rather work out from home, there are also SilverSneakers on-demand videos, and an app called SilverSneakers GO that includes exercise videos.
If you want the community and the classes but dont care for the gym environment, the SilverSneakers program offers more than 70 kinds of classes through its FLEX networkin churches, community centers, or recreation centers.2 In addition to being outside a gym , FLEX classes are typically smaller than gym offerings, and the instructors personal contact info is available for students to call and ask questionsor just get to know them. You can see what FLEX classes are available in your area with their FLEX locator tool.
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Getting The Most Out Of Your Medicare Insurance
Too often Medicare insurance policies are purchased and stashed away. Whether you purchase a Supplement or Advantage plan, its important to know about extra benefits. Medicare Advantage plans are allowed to offer ancillary benefits like dental, vision and hearing. Conversely, Supplements, by rule, cannot usually offer as many added benefits.
Can You Negotiate A Gym Membership
Luckily, gym contracts are absolutely negotiable. Based on my research of gyms and my own experience negotiating with LA Fitness and Planet Fitness, its more than possible to bargain for a lower rate or sign-up bonus with a new gym, says J.R. Duren, a personal finance journalist at Highya.com.4 jan. 2021
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How Does The Silversneakers Medicare Program Work
The SilverSneakers Medicare program is available only through select Medicare Advantage plans or a few Medicare Supplement plans. Once you get on a qualifying Medicare Advantage or Medigap plan, youll sign up for the SilverSneakers program and receive a card with a 16-digit number. This number will give you immediate entry to all the classes and equipment the SilverSneakers Medicare program offers.
To see if your current Medicare Advantage or Medigap plan grants you SilverSneakers eligibility, you can use the instant SilverSneakers eligibility checker.
How Do I Get Silver Sneakers At My Gym
When you sign up for SilverSneakers, a membership card with a member ID number will be mailed to you. All gyms in the SilverSneakers network are accessible to SilverSneakers members. With a SilverSneakers membership card, you can now join the gym of your choice free of charge and enjoy all the benefits SilverSneakers has to offer.
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Is Silver Sneakers Only For Medicare Advantage
The Silver Sneakers Medicare program is accessible just through select Medicare Advantage plans or a couple of Medicare Supplement plans. When you jump on a passing Medicare Advantage or Medigap plan, youll pursue the Silver Sneakers program and get a card with a 16-digit number. This number will give you a quick section to all the classes and gear the Silver Sneakers Medicare program offers. To check whether your present Medicare Advantage or Medigap plan awards you Silver Sneakers qualification, you can utilize the moment Silver Sneakers qualification checker.
Which Is Better Medicare Advantage Or Supplements
Its important to know that Medicare Advantage plans are much different than Medicare supplement plans and you cannot have both at the same time. While Silver Sneakers is a nice perk, it may not be reason enough to choose one policy over the other. Its a good idea to discuss the differences with an independent agent before enrolling.
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How Do I Join Silver Sneakers Gym
The SilverSneakers program is only available to participants of participating Medicare Advantage plans and Medicare Supplement plans. The SilverSneakers website is available to anyone who already has access to one of these types of insurance plans. You can find out if the program is available under your current plan by visiting www.com.
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Is Silver Sneakers Included In Any Supplement Plans
There are more than 60 health plans across the country that include Silver Sneakers, so it would make sense that some Supplement plans would include them. Supplement plans for Medicare subscribers are also known as Medigap plans, and these cover common medical expenses like blood usage, deductibles, copayments and more. Silver Sneakers is not a requirements for any of the 10 different kinds of Supplement plans, but private insurers that sell the plans are allowed to include them in their Supplement plans, if they want.
Only a fraction of insurance providers will include Silver Sneakers in 2020 Medicare Supplement plans, and you will need to check to see if this program is a part of any plan you are intending to sign up for. Its something that may be covered on the companys website, if they are operating in a single state. For nationwide insurance providers, such as Aetna, CIGNA, AARP and others, you will need to use a Silver Sneakers search tool to find out of they offer this program as part of their plans.
There are definitely Supplement plans that include it, but its inclusion is not the norm. It is far more common to find this program included in Medicare Advantage plans, but since both kinds of plans cater to seniors, it makes sense to have Silver Sneakers in both of them.
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Which Insurance Companies Offer Silversneakers
Some of the health insurance companies that offer Medicare Advantage plans offer at least one plan that includes SilverSneakers membership.
Some Medicare Advantage plan carriers that you may consider include:
For California residents, CA-Do Not Sell My Personal Info, .
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts enrollment in any plan depends upon contract renewal.
The purpose of this communication is the solicitation of insurance. Callers will be directed to a licensed insurance agent with TZ Insurance Solutions LLC, TruBridge, Inc. and/or a third-party partner who can provide more information about Medicare Advantage Plans offered by one or several Medicare-contracted carrier. TZ Insurance Solutions LLC, TruBridge, Inc., and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program.
Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE , 24 hours a day/7 days a week or consult www.medicare.gov.
Medicare has neither reviewed nor endorsed this information.
What Is Silversneakers
SilverSneakers is a fitness program available to Medicare beneficiaries. The program promotes optimal health and can help create bonds within communities.
Group fitness classes, one-on-one lessons, and local gym memberships are just a fraction of the benefits available for SilverSneakers enrollees. The wellness program is available nationwide and provides members with a network of more than 16,000 fitness centers.
For those who are tech-savvy, the SilverSneakers GO mobile app allows you to receive a digital membership card and workouts on the go.
The program aims to help seniors find a healthy, supportive community online and in person. A top priority of the SilverSneakers program is to allow seniors to improve their quality of life and enjoy doing it.
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How Does It Work
All you need to get started is your SilverSneakers member ID number.
Find your closest SilverSneakers location and take your ID number to the front desk. Then start working out! You can use any participating SilverSneakers location nationwide, so when you travel you can still get your workouts in.
This benefit does not include personal training sessions.
Find Silver Sneakers Gyms Locations By Zip Codes
The Silver Sneakers program is one of the most sought after benefits included with Medicare Advantage plans, as well as a few select Medigap plans, available in all 50 states. And, best part of it all its FREE!
The program enables senior citizens to enjoy benefits such as weights, bicycles, and swimming, at a level that they are capable of enjoying.
The senior wellness program isnt just about fitness, it offers a chance to meet people and the chance to create friendships.
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What Are The Benefits Of Silversneakers Membership
SilverSneakers members have access to online fitness classes, on-demand content and fitness centers across the country. They also benefit from various social events, exercise classes and amenities.
The SilverSneakers FLEX program is an added benefit for older adults and provides a wide variety of exercise classes at non-traditional locations.
- The ability to maintain physical and mental effort
How Can I Enroll In An Aetna Medicare Advantage Plan With Silversneakers
You can find out which Aetna Medicare Advantage plans are available near you and whether or not they include a SilverSneakers membership.
You may enroll in an Aetna Medicare Advantage plan beginning 3 months before your 65th birthday, the month of your birthday or up to 3 months following your birthday. If you choose not to enroll at this time, you may be able to sign up for a plan during the Medicare Annual Enrollment Period, also called the Medicare Fall Open Enrollment Period, which lasts from October 15 to December 7 every year.
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Does Medicare Cover Silver Sneakers
Silver Sneakers is not a benefit offered under Original Medicare, also known as Part A and B. You can only get access to the program by signing up for private Medicare insurance, such as a Medicare Advantage Plan or a Medicare Supplement plan .
Not all Medicare Supplements and Medicare Advantage Plans offer Silver Sneakers and plans can opt in or out of the program as the plan chooses.
Medicare Advantage Plans are more likely to offer Silver Sneakers as a benefit. This includes Dual Enrollment participants that have both Medicare and Medicaid.
What Is Included In Silver Sneakers
Silver Sneakers is substantially more than just a means to enroll in a gym, in spite of the fact that it incorporates all the advantages of a fundamental participation at taking an interest in wellness and public venues. You can work out on weight machines, join a gathering wellness class, swim a couple of laps, and even unwind in the sauna or hot tub .
Youre likewise not secured in one specific wellness community. Your enrollment works at 17,000 partaking areas over the United States, any of which you can visit. In the event that you lean toward practicing outside, attempt one of the Silver Sneakers FLEX classes offered at a nearby park. Utilize the Silver Sneakers GO application to discover class timetables and areas, and keep tabs on your development toward wellness objectives. When setting off to the rec center isnt a choice, you can stream live classes and workshops to your TV or utilize the library of on-request recordings to practice on your own timetable.
In case youre qualified for Silver Sneakers, these advantages are free at all partaking areas. Youll just compensate cash based for things like a smoothie from the wellbeing bar or a back rub after your exercise in the event that you want those additional items.
Exercise equipment that you can use if you have a Silver Sneakers plan includes:
- Weight equipment
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