About Mutual Of Omaha
Mutual of Omaha is an established company that started in 1909. Its most known for its life insurance policies, but its Medicare Supplement plans are popular. With 1.4 million Medigap policyholders, it has 10% of the market share.Medigap policies are sold under the brand names:
- Mutual of Omaha Insurance Co.
- United of Omaha Life Insurance Co.
- Omaha Insurance Co.
- United World Life Insurance Co.
Note that Mutual of Omaha no longer offers Medicare Advantage plans. In 2020, this small portion of the business with its 2,500 policies was sold to Essence Healthcare.
Mutual of Omaha is a financially strong company and is rated A+ by AM Best. This means you can feel confident that the company will be able to pay claims.
How To Join The Program
The best way to take advantage of this program is through a Medicare Advantage plan that includes the SilverSneakers® benefit. The good news is that we have thousands and thousands of licensed agents who can guide you through the process of selecting a Medicare Advantage plan that includes the SilverSneakers® benefit.
You should know that Medicare Advantage plans have the ability to change their benefits every year, which is why its a good idea to have a licensed agent that you can turn to at least once a year to review your coverage and make sure that youre getting everything you need. To set up an appointment, or call 833-438-3676.
Recommended Reading: Golden Goose Silver And Black Sneakers
Silver Sneakers Vs Active And Fit Direct Program
When it comes to fitness programs, beneficiaries have plenty of options. SilverSneakers and Active & Fit Direct are both fitness programs that accommodate seniors.
The SilverSneakers program allows beneficiaries to have free access to gyms nationwide.
Members may have access to full use of gym equipment and benefits, including weights, cardio machines, saunas, pools, and hot tubs.
SilverSneakers offers fitness classes such as yoga, cardio-fit, circuit training, and water aerobics.
The Active and Fit program allows members to choose from over 9,000 facilities across the nation.
The program offers an online directory map and locator for fitness facilities. Also, you can switch fitness centers to make sure you find the right fit.
The Active& Fit Direct Program also offers online wellness tracking, which comes from a variety of wearable fitness devices. However, the program is only for individual or employer group members.
Active& Fit Direct continues to expand its growing network to meet the clients needs. This year there was an addition over 1200 facilities, including large chains, independent and local gyms.
Members can search the online directory for some of the nations finest fitness centers in their area.
Recommended Reading: Sell Sneakers Online For Cash
To Help You Look And Feel Your Best Silversneakers Includes The Following:
- Memberships to thousands of participating fitness locations1
- Group exercise classes2 designed for all abilities
- Fun activities held outside the participating location1
- SilverSneakers On-Demand workout videos, tips on fitness and nutrition, and more
- SilverSneakers GO mobile app with workout programs, location finder and more
- Additional online resources like a participating location finder and the SilverSneakers blog
- A member newsletter delivered right to your inbox
- Social connections through events such as shared meals, holiday celebrations and class socials
Do Medicare Advantage Plans Cover Silversneakers
Medicare Advantage plans, otherwise known as Medicare Part C, will often cover a Silver Sneakers membership as an added benefit. Common MA plan providers include but are not limited to Aetna, Humana, UnitedHealthcare, and Anthem Blue Cross. If a patient is unsure about whether or not a membership is included in the MA plan benefits, they should contact their insurance provider or a licensed health insurance agency.
Note: If a patient is looking to enroll in a MA or Medigap plan that includes a Silver Sneakers benefit, they should use the governments Medicare Advantage plan comparison tool. Using the plan comparison tool can help enrollees uncover what benefits are included in each MA plan to decipher which one they want.
You May Like: Steve Madden Slip On Sneakers Platform
Medicare Insurance Plans With Silver Sneakers
Many of our clients ask about the free Silver Sneakers gym membership and how to qualify when shopping for supplemental insurance plans. It can save members a lot of money.
Some insurance companies offer this valuable benefit, but many do not. And availability will depend on where you live. We help our clients compare the Medicare insurance policies offering this perk while crunching the numbers to make sure they arent overpaying for their coverage.
Does Medicaid Cover Silver Sneakers
SilverSneakers is a fantastic chance for the elderly who wish to keep fit, however, but the question is if the membership can be covered by Medicaid.
If youre wondering the same thing, youve come to the correct spot since we have all the information you need regarding SilverSneakers and Medicaid. You will discover all of the tactics and strategies for making the most of your benefits.
So, keep reading if you want to stay in good shape even as you become older.
Also Check: Best White Sneakers For Men
Does Medicare Cover Silver Sneakers
Find Cheap Medicare Plans in Your Area
Original Medicare does not cover SilverSneakers or other gym or fitness programs.
But many Medicare Advantage and some Medigap insurers provide free access to SilverSneakers and other exercise and wellness plans like Silver& Fit and Renew Active.
When shopping for Medicare Advantage or Medigap, we advise you to consider all costs and benefits before committing to a plan. While a fitness benefit can be a plus, it shouldn’t be your main deciding factor especially since insurers may drop coverage from one year to the next.
Whats Included In The Silversneakers Program
SilverSneakers is much more than just a gym membership, although it does include all the perks of a basic membership at participating fitness and community centers. You can work out on weight machines, join a group fitness class, swim a few laps, and even relax in the sauna or hot tub .
Youre also not locked into one particular fitness center. Your membership works at 17,000 participating locations across the United States, any of which you can visit. If you prefer exercising outdoors, try one of the SilverSneakers FLEX classes offered at a local park. Use the SilverSneakers GO app to find class schedules and locations, and track your progress toward fitness goals.
When going to the gym isnt an option, you can stream live classes and workshops to your TV or use the library of on-demand videos to exercise on your own schedule.
If youre eligible for SilverSneakers, these benefits are free at all participating locations. Youll only pay out-of-pocket for things like a smoothie from the health bar or a massage after your workout if you desire those extras.
Recommended Reading: Saucony Sneakers For Flat Feet
Also Check: Black Platform Sneakers Steve Madden
What Kinds Of Fitness Classes Does Silversneakers Offer
SilverSneakers has a lot of classes available for every physical activity level. Whether its a stability class to improve balance and prevent falls, a water exercise class for low-impact aerobic workouts, a yoga class to increase flexibility, or an athletic, upper-body conditioning class to build strength, SilverSneakers offers quite a few options.
If youd rather work out from home, there are also SilverSneakers on-demand videos, and an app called SilverSneakers GO that includes exercise videos.
If you want the community and the classes but dont care for the gym environment, the SilverSneakers program offers more than 70 kinds of classes through its FLEX networkin churches, community centers, or recreation centers.2 In addition to being outside a gym , FLEX classes are typically smaller than gym offerings, and the instructors personal contact info is available for students to call and ask questionsor just get to know them. You can see what FLEX classes are available in your area with their FLEX locator tool.
Which Medicare Plans Offer Silversneakers
Most leading insurance providers offer Medicare advantage or Medigap plans that participate in the Silver Sneakers program. It depends from your state and local area whether a plan is available to you.
Regular exercise has been found to help seniors to improve many conditions associated with aging, but make sure to ask your doctor before starting a fitness routine. In addition to a healthy workout, SilverSneakers is a great way for like-minded seniors to meet and socialize.
SilverSneakers® is a registered trademark of Healthways, Inc. © This website and its owner are not affiliated with the described programs or providers. This is not a recommendation or solicitation of insurance. Healthways, Inc. has neither reviewed nor endorsed this post. Although we strive to keep this website current, the information may be incorrect or have changed at the time you read it. Visit silversneakers.com for details.
Also Check: Women’s Platform Sneakers White
Aetna Medicare Supplement Plans
Aetna is a stable company thats been around for a long time. In the 1960s they began offering Medicare products. Now, theyre a leader in global healthcare.While we offer policies with many top-carriers, Aetna could be your best option.
In this context, well give you an expert review of their company and provide you with information on their current plans.
Enroll In A Medicare Advantage Plan Today
Contact a licensed insurance agent today and shop for Medicare Advantage plans in your area. You can find out more about becoming a member of SilverSneakers, especially if membership is offered as a benefit of Medicare Advantage plans in your area.
To speak with an agent, call 1-800-557-6059TTY Users: 711 24 hours a day, 7 days a week.
About the author
Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareAdvantage.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelors degree in journalism. He currently lives in Raleigh, NC.
Where youve seen coverage of Christians research and reports:
Also Check: Anthem Blue Cross Blue Shield Silver Sneakers
You May Like: Best Sneakers For Knee Support
Does Medicare Cover The Silversneakers Program
Medicare Part A and Part B do not include the SilverSneakers program. However, a majority of Medicare Advantage plans include this program, but its important to check with your specific plan and benefits. In addition to Medicare Advantage, over 60 health plans across the country include a SilverSneakers program, so it is probable that your plan will have access to it as well.
Does Medicare Advantage Pay For Silversneakers
Nearly all Medicare Advantage plans include SilverSneakers or other fitness programs with no added cost. Half of the major insurers have SilverSneakers or a similar benefit, including AARP, Aetna, Blue Cross Blue Shield, Cigna, Humana and Kaiser Permanente.
All the plans we reviewed cover free memberships in participating gyms across the U.S. and access to other wellness and mental fitness support services. Renew Active and Silver& Fit also provide home fitness kits for those who qualify.
All policies listed include free fitness benefits. Some insurers also have plans that charge for fitness coverage.
Regular exercise is good for overall health, and a SilverSneakers membership can help you achieve fitness goals. But when shopping for a Medicare Advantage plan, we don’t recommend using SilverSneakers or a similar benefit as a major deciding factor. You’ll want to make sure the plan is affordable, accepts your preferred doctors and covers prescriptions you take. If your ideal policy doesn’t cover fitness, you can save in other ways like joining a gym with a senior discount.
You May Like: Can I Get Silver Sneakers With Medicare
Which Is Better Medicare Advantage Or Supplements
Its important to know that Medicare Advantage plans are much different than Medicare supplement plans and you cannot have both at the same time. While Silver Sneakers is a nice perk, it may not be reason enough to choose one policy over the other. Its a good idea to discuss the differences with an independent agent before enrolling.
How Do I Enroll And What’s Next
You must visit your Life Time location to enroll in this program. Once you have received your Fitness ID or Confirmation Code and verified your Life Time location accepts the program, you are welcome to stop in to the club during guest hours or call your club directly at .
*These plans may require a premium buy-up plan. Please refer to your health insurance provider for more information about your specific plan. Go back to Silver and Fit
Membership levels, types, amenities, services, programs and their associated dues, pricing, fees and/or charges may vary by location and are subject to change. Access to clubs, and certain services, programs, amenities, or areas within a club may be restricted, conditioned, or otherwise limited by specific terms and conditions and/or subject to a separate or supplemental fee for access or use . See club for additional terms and conditions that may apply. Always consult your physician before beginning any new exercise program.
A fitness and healthy aging program, Silver & Fit® is offered through many insurance companies’ Medicare Advantage and Supplement plans.
SilverSneakers® is a health and fitness program that’s included with many Medicare Advantage and Supplement Plans.
Available with select Medicare Advantage and Supplement plans. Renew Active from UnitedHealthcare offers fitness for body and mind.
Also Check: Medicare Part B Silver Sneakers
Which Parts Of Medicare Cover Silver Sneakers
None of the parts of Medicare cover Silver Sneakers. Silver Sneakers is a private company that markets to private insurance companies to offer additional benefits to you. Medicare Part C or a Medicare Supplement Plans may offer Silver Sneakers as a benefit, but are not required to do so by Medicare and can end participation in the program at the plans discretion.
Silver Sneakers offers a tool that allows you to look up which Medicare Supplement and Advantage Plans offer Silver Sneakers as a benefit.
What Does A Silversneakers Membership Include
A SilverSneakers membership comes with access to over 17,000 fitness locations nationwidethats right, with the SilverSneakers program, you can use gyms and all its included amenities in SilverSneakers huge, national network.
But SilverSneakers is probably even better known for its group exercise classes run by qualified instructors which includes equipment available to use in the classes. The SilverSneakers program also offers social events, a fitness app , online resources for home workouts, and more.
Additionally, SilverSneakers repeatedly states that it does not sell shoessilver or otherwiseto anyone. It doesn’t give you a free pair of shoes when you become a member either. So you’ll need to BYOS to bring to SilverSneakers classes.
Read Also: Vince Black Slip On Sneakers
Which Medicare Plans Have Silver Sneakers In 2022
SilverSneakers is a fitness program that is specifically targeted to seniors in order to help them stay fit and healthy.
In participating fitness and wellness centers, gyms and YMCAs and currently also online, you will find specially trained instructors to teach SilverSneakers classes. Of course, the availability of SilverSneakers classes varies by insurance plan and your location, and is subject to change, but if one is available to you, you may be able to join group exercise classes, the classic program with a variety of exercises, fitness and workout programs for cardiovascular and muscular strength, aerobics, yoga, as well as relaxation and stretching classes for stress reduction. All programs are designed to be easy-to-follow, low-impact on movement, safe, heart-healthy and gentle on the joints. Many classes offer chair support in order to increase flexibility, balance and range of movement.
Does Medicaid Cover Any Gym Membership
One of the extra advantages that Medicaid might provide is a gym membership. This varies by state, so the best thing you can do is ask your Medicaid reps or your health insurance provider for further information.
Some states have enough money in their budgets to cover the costs of gym memberships, which is generally excellent news given how beneficial working out can be for the avoidance of health problems.
Also Check: High Top Sneakers For Working Out
How Does Silversneakers Work
When SilverSneakers is available to you under your plan coverage, it is offered as one of the basic benefits. All that you have to do is activate your membership. To get started, simply:
- Create your profile online.
- Get your digital membership card.
- Start using your benefits.
SilverSneakers is most known for its gym membership program. As a member of SilverSneakers, youll have access to over 17,000 gyms and health clubs nationwide. At these clubs, you can take advantage of numerous healthy activities, including:
- Instructor-led fitness classes
- Use of gym equipment like weights and machines
- Use of pools, basketball courts, and other gym amenities
Beyond the gym memberships SilverSneakers is known for, you also have access to live fitness and wellness classes that you can stream online. This is a particularly useful benefit given the current concerns over COVID-19.
SilverSneakers also offers access to health and wellness discounts, as well as a fitness mobile app that helps you set and attain healthy goals.
Recommended Reading: Stan Smith White Sneakers Womens
How Do You Get A Membership
SilverSneakers list of participating health plans changes over time. For example, the parent company, Tivity Health, Inc., dropped some plans around 2016 while it redefined its mission and restructured. In 2020, eight new health plans will offer SilverSneakers.
If you have a preferred gym or fitness studio, ask if they partner with SilverSneakers. You can also check with your plan provider or the SilverSneakers website.
Look for access within your Medicare Advantage plan. The best time to do so is when you enroll in a new plan or review an existing one during the annual open enrollment period between October 15 and December 7. You can also make SilverSneakers one of the criteria for selecting your Medicare Supplement plan.
Check here for Medicare plans in your state that include SilverSneakers.
You May Like: Most Comfortable Mens Slip On Sneakers