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Medicare Part B Silver Sneakers

Whats Included With Silver Sneakers

Is Silver Sneakers Part of Medicare?

I am sure you are probably wondering what is included with Silver Sneakers so check out the list below:

  • 16,000+ gyms and fitness locations across the nation
  • Fun exercise classes for all fitness levels led by trained instructors
  • SilverSneakers GO, their app to help you discover, plan, and track workouts
  • On-demand exercise videos so you can take the classes you love anytime, anywhere

Along with the above benefits, you also get the ability to spend time with people and build personal relationships and bonds.

In fact about 91 percent of members say the program has improved their quality of life.

How Do I Join Silversneakers

SilverSneakers comes automatically with qualifying Medicare health insurance plans. Eligible Medicare beneficiaries 65 years of age and older just need to get a SilverSneakers membership card to show at participating fitness locations. Contact your health insurance plan to find out if SilverSneakers is covered, or visit the SilverSneakers website to check your eligibility online. If youre eligible, then you can fill out the SilverSneakers form online to get and print your membership ID card to bring to participating locations.

What Else Do Cigna Medicare Advantage Plans Include

While Silver& Fit is an attractive perk, its just one of many benefits included in Cigna Medicare Advantage plans. In addition to having all of the same coverage as Medicare Part A and Part B, a Cigna Medicare Advantage plan may also include:

  • Discounts or allowances for over-the-counter health products
  • Non-emergency medical transportation
  • Vision coverage that includes discounts on LASIK eye surgery
  • Hearing care and hearing aid coverage
  • Home-delivered meals
  • Utah
  • Virginia

Medicare beneficiaries under the age of 65 may be able to enroll in a Medicare Advantage plan if any are available where you live.

Cigna offers Special Needs Plans in some arease, which are Medicare Advantage plans designed for people with certain disabilities or health conditions.

A licensed insurance agent can help you find a Cigna Medicare Advantage plan near you that includes a Silver& Fit membership. And if there are no Cigna plans in your area, an agent can help you find Medicare Advantage plans offered by other carriers that include Silver& Fit, SilverSneakers or other similar fitness benefits.

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Staying In Shape And Feeling Good Is Important At Any Age

Do you want to:

  • help improve your blood pressure and bone health?
  • better manage conditions such as diabetes or arthritis?
  • take advantage of exercise and activity options at the gym, in classes and through videos at home?
  • meet other active folks and make new friends?

Which Insurance Companies Cover Silver Sneakers

What is SilverSneakers?

Health insurance companies vary depending on where beneficiaries live. However, common insurance companies that offer Medicare Advantage plans include Aetna, Humana, UnitedHealthcare, and Anthem Blue Cross. To find out if a beneficiary has a Silver Sneakers membership included in their MA plan, they should speak with a licensed insurance provider. To locate and enroll in an MA plan that includes a Silver Sneakers membership, beneficiaries should use the Medicare Advantage plan comparison tool.

Note: Seeking out licensed insurance agent support is the best method to understand exactly what benefits are offered in many Medicare Advantage plans. Ones insurance company will be able to break down any and all components and aspects included in various affordable medicare plans.

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Question #: What Types Of Exercise Classes Are Available And Who Teaches Them

Youll find a variety of fun exercise classes designed for seniors of all fitness levels and interests. Classes vary whether youre doing them online or in person, but if available, youll find:

  • Cardio and strength classes, which often offer a chair for support
  • Water aerobics classes
  • Chair and standing yoga classes
  • Tai chi, boot camp, and so much more!

SilverSneakers classes are led by supportive instructors who are trained in senior fitness. They can help you learn how to do exercises safely and adapt exercises for your needs.

Learn more about why SilverSneakers members love our classes and what SilverSneakers instructors know that other trainers dont.

What Medicare Supplement Companies Offer The Active And Fit Direct Program

The American Specialty Health Incorporateds new fitness program has millions of members. The Active and Fit Direct Program has been the market a couple of years, and its become the countrys most notable commercial fitness program.

Further, many companies offer programs like Active & Fit. Aetna members may have access to these programs, although supplement insurance may vary.

Learn if your Supplement company offers the Active & Fit Direct Program by contacting your agent.

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Does Medicare Cover Gym Memberships

Medicare doesnt cover the costs of fitness programs and gym memberships, although some Advantage plans include a gym membership.

Advantage plans can offer extra benefits that arent available through Medicare. People that sign up for an Advantage plan must pay the Part B premium and any plan costs.

Supplement plans are Medigap policies, and they dont include coverage for gym memberships.

Private companies offer different plan options. Beneficiaries should compare plan rates in their area.

Which Parts Of Medicare Cover Silversneakers

Does Medicare Supplement Plan G cover Silver Sneakers – Medicare Supplement Plan G – Silver Sneakers

Original Medicare does not cover gym memberships or fitness programs. Since SilverSneakers falls under this category, original Medicare doesnt cover it.

However, gym memberships and fitness programs, including SilverSneakers, are often covered as an additional benefit in Medicare Part C plans.

Private insurance companies approved by Medicare offer these plans.

Part C plans include the benefits covered by Parts A and B. They also typically have additional benefits like dental, vision, and prescription drug coverage.

Some Medigap policies will also cover gym memberships and fitness programs. Like Part C plans, private insurance companies offer Medigap plans. Medigap plans help to cover costs that original Medicare doesnt.

SilverSneakers members have access to the included benefits free of charge. Youll have to pay for anything that isnt covered in the SilverSneakers program.

If youre unsure about whats included at a specific gym, be sure to ask.

Additionally, its important to note that the specific amenities and classes available to you can vary by gym. You may have to search for a participating gym that meets your specific fitness needs.

SilverSneakers is a fitness program specifically geared toward older adults. It includes:

  • access to gym facilities

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What Does The Silversneakers Program Include

A SilverSneakers membership includes free access to any participating fitness center, meaning you can stop in at any of the thousands of SilverSneakers-participating locations for a workout.

In addition to the exercise equipment and other amenities that may be available at these locations, SilverSneakers members also gain access to some fitness classes and instruction.

Some of the fitness classes that are offered as part of the SilverSneakers program include:

  • Classic
  • Boom moveHigh-intensity dance workout built to burn calories and improve cardio endurance while having fun

SilverSneakers can help you stay healthy and fit as you age while boosting your happiness and self-confidence. Plus, the program provides an opportunity to meet and socialize with other like-minded seniors.

How To Get Silversneakers With Tricare For Life

SilverSneakers is not included with Medicare Part A and B or with Tricare for Life, but is included in some zero premium Medicare Part C plans, also called Medicare Advantage Plans. Currently there are over 26 million Medicare clients on Part C plans nationwide, which are required to provide the same benefits as Part A and B, but can also include vision, hearing, dental coverage and SilverSneakers.

TFL, started in 2001, provides two great benefits for its members-

it pays the copays and deductibles that Medicare Part A and B OR Part C does not cover.

  • TFL is the secondary payor.

provides excellent prescription drug coverage with Express Scripts.

The first thing I want to make clear is that I am NOT recommending or suggesting you drop TFL, lose TFL, mess up TFL etc.

Most TFL members assume that their only option is stay on original Medicare Part A and B to use their Tricare for Life benefits, but the fact is you can also enroll in a zero premium Medicare Part C plan that is designed for veterans, and still keep your TFL benefits. These plans have only been out a couple years so thats why most TFL members are not aware that they exist.

Humana® Honor Plan and the UnitedHealthcare® Patriot Plan are zero premium Medicare Part C plans designed for veterans. These plans do NOT include drug coverage because you already have Express Scripts, so nothing is affected with your current drug coverage.

TFL still covers your copays on a Part C plan.

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Why Take Advantage Of The Program

SilverSneakers is designed to help older adults stay physically fit and socially active. Membership provides access to more than 16,000 participating locations nationwide, including gyms, wellness centers and YMCAs.

You can visit the SilverSneakers official website to find a participating location near you.

SilverSneakers locations offer fitness classes targeted towards aging adults, including:

  • Yoga
  • Senior sports teams or recreational leagues
  • Outdoor exercise activities
  • And more

In addition, the Silver Steps program provides seniors who live in more rural areas access to personalized workout programs they can do from home and an online component to help keep members connected and motivated to stay healthy.

What Does Silversneakers Offer

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SilverSneakers provides a variety of programs for seniors looking for a healthier lifestyle. Not only is the programming top notch, it is freely available to anyone who qualifies! Members can access a wide variety of classes for all types of fitness goals or needs. Some of these include yoga, weightlifting, cardio and swimming. Each class is tailored to each member, even their physical limitations.

Each gym offers an array of equipment available to each member. Class-based instruction may not be what fits some, so a full gym of equipment is open for use. Members can also use the SilverSneakers mobile app to track their workouts, in and out of the gym. Certified trainers will always be there to support your plan, even if it is not in a class setting.

Outside of the gym, members are provided with 24/7 online training videos, allowing members to work out even when the gym is closed. Social gatherings are also available to members who want to meet up outside of a workout.

Every facility offered to members is available for use. If youre on vacation and looking for a workout, you can use a nearby SilverSneakers gym to keep working toward fitness goals. New members should not be intimidated, either. SilverSneakers offers plenty of programs for members who have not been to the gym in a while.

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What Does Membership Include And Exclude

Membership offers classes designed for seniors, from chair-supported yoga to high-intensity interval workouts.

The U.S. Department of Health and Human Services suggests adults get 150 minutes of aerobic exercise each week, plus two days of muscle-strengthening activity.4 You can meet that with a few SilverSneakers classes.

You can work out at any SilverSneakers-affiliated facility in the U.S.

You can also access over 120 online guided workouts at SilverSneakers.com. These videos include:

  • Cardio.
  • Fall prevention.
  • SilverSneakers EnerChi.

You can install a mobile fitness app called SilverSneakers Go that lets you find locations, schedule activities, and track your progress. The app also offers access to a video library of guided workouts. For walking programs, you can give the app permission to track your route and save your activity to your activity log.

You get a basic membership at any participating location in the SilverSneakers network. But you are not limited to using one site. Facilities, amenities, and classes vary by location. In general, membership provides access to:

  • Fewer hospital admissions.

Will A Silver Sneakers Gym Membership Improve My Health

The Centers for Disease Control and Prevention reported that the Silver Sneakers program may reduce long-term health-care costs and inpatient admissions among seniors. In fact, the study showed people who attended a Silver Sneakers gym or fitness class at least twice a week spent $1,250 less on health care in their second year of the program than those attending just once a week.

If you have diabetes, you may also see a positive impact from a Silver Sneakers gym membership. Research published by the American Diabetes Association showed that diabetic seniors who participated in Silver Sneakers activities saved over $1,600 in medical expenses their first year and had fewer hospitalizations than those who didnt.

Finally, a research article in the professional journal Population Health Management showed the Silver Sneakers gym membership program boosted the overall physical and emotional health of participants. The research showed that higher participation in the program improved quality of life across several different measures. It also reduced some of the physical difficulties associated with aging.

Of course, not everyone will have the same response to a Silver Sneakers gym membership, but research shows that many do see positive health benefits. These studies didnt compare Silver Sneakers to other health club memberships.

You should always talk to your doctor before starting a new exercise program such as Silver Sneakers, however.

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Whats Included In The Silversneakers Program

SilverSneakers is much more than just a gym membership, although it does include all the perks of a basic membership at participating fitness and community centers. You can work out on weight machines, join a group fitness class, swim a few laps, and even relax in the sauna or hot tub .

Youre also not locked into one particular fitness center. Your membership works at 17,000 participating locations across the United States, any of which you can visit. If you prefer exercising outdoors, try one of the SilverSneakers FLEX classes offered at a local park. Use the SilverSneakers GO app to find class schedules and locations, and track your progress toward fitness goals.

When going to the gym isnt an option, you can stream live classes and workshops to your TV or use the library of on-demand videos to exercise on your own schedule.

If youre eligible for SilverSneakers, these benefits are free at all participating locations. Youll only pay out-of-pocket for things like a smoothie from the health bar or a massage after your workout if you desire those extras.

Which Companies Offer Silver Sneakers

Silver Sneakers program dropped by YMCA

This is a good question because every plan doesnt offer the benefit, it is always best to let one of our agents know that you would like a plan with Silver Sneakers when you call in.

Some of the companies that offer the benefit are:

  • Humana
  • Anthem Blue Cross Blue Shield
  • Coventry
  • Eon Health
  • Community Care Alliance

Keep in mind that these arent all of the companies but some of the larger ones that offer the benefit.

As of this writing, the state of Whyoming doesnt have any plans that include Silver Sneakers.

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Silver Sneakers Vs Active And Fit Direct Program

When it comes to fitness programs, beneficiaries have plenty of options. SilverSneakers and Active & Fit Direct are both fitness programs that accommodate seniors.

The SilverSneakers program allows beneficiaries to have free access to gyms nationwide.

Members may have access to full use of gym equipment and benefits, including weights, cardio machines, saunas, pools, and hot tubs.

SilverSneakers offers fitness classes such as yoga, cardio-fit, circuit training, and water aerobics.

The Active and Fit program allows members to choose from over 9,000 facilities across the nation.

The program offers an online directory map and locator for fitness facilities. Also, you can switch fitness centers to make sure you find the right fit.

The Active& Fit Direct Program also offers online wellness tracking, which comes from a variety of wearable fitness devices. However, the program is only for individual or employer group members.

Active& Fit Direct continues to expand its growing network to meet the clients needs. This year there was an addition over 1200 facilities, including large chains, independent and local gyms.

Members can search the online directory for some of the nations finest fitness centers in their area.

Question #: Whats Included In A Gym Membership With Silversneakers

Youll get a basic membership at any gym and participating location in the SilverSneakers network. Facilities, amenities, and classes vary by location, but if available, that generally means you can use:

  • Cardio equipment, such as treadmills and ellipticals
  • Strength equipment, such as weights and strength machines
  • Amenities, such as pools and walking tracks

It does not include extras like smoothies, massages, or personal training. If you choose to arrange and pay for those on your own, you certainly can.

    Not a fan of the traditional gym? You might like SilverSneakers FLEX classes, which are taught at recreation centers, local parks, and other neighborhood locations.

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    Here’s Why Medicare Plans With Silversneakers Are So Popular

    If youre new to Medicare, you might be wondering, What is SilverSneakers®? Well, its a fitness program for seniors that comes with qualifying Medicare health plans and provides access to thousands of fitness locations across the country.

    From weights and machines to group classes led by trained instructors, SilverSneakers has something for everyone at all levels of ability.

    What’s so great about SilverSneakers?

  • 15,000 locations There are over 15,000 locations nationwide1, and you can enroll at multiple locations. In fact, you have access to every single participating gym and fitness center in the network. If you want to work out at a handful of local gyms, you can. If you prefer one location near your winter residence and one location near your summer residence, thats okay, too. Its also great for people who want to stay fit while they travel.
  • Fitness equipment Theres no need to invest in a home gym when you have access to treadmills, stationary bikes, rowing machines, elliptical machines, stair climbers, weightlifting machines, free weights and more. Some locations even have pools, tennis courts and walking tracks.
  • SilverSneakers FLEX® SilverSneakers FLEX classes have a small student-to-teacher ratio and are led by trained instructors. The best part? These classes give you a chance to stay active outside the gym, as theyre located in the community. Think yoga at a recreation center or boot camp in the park.
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